Bank of America

Help Fight Breast Cancer: For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America used to make a transaction within and remain open the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases made with the card. Komen also receives $3 for each renewal of a card in good standing during the 12 months and does not have a zero balance at the time of renewal.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in One Category of Your Choice:
  • Gas and EV Charging Stations.
  • Online Shopping, including cable, internet, phone plans and streaming.
  • Dining.
  • Travel.
  • Drug Stores and Pharmacies.
  • Home Improvement/Furnishings.
  • Note: You can change the choice category once every calendar month.
• 2% Cashback Categories:
  • 2% Cashback at Grocery Stores.
  • 2% Cashback at Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
  • Up to 5.25% Cashback on the Choice Category.
  • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
  • Up to 1.75% Cashback on All Other Purchases.
  • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

• Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
• Account alerts available
• Paperless statements available
• Online & mobile banking access
• Free credit score access

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• Customized Cash Rewards: Offers the same customizable cashback structure without the charity affiliation, making it a better fit if you prefer a standard rewards card without cause-based branding.
• Customized Cash Rewards for Students: A better fit for students or first-time cardholders who want customizable cashback with easier approval and no annual fee.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in One Category of Your Choice:
  • Gas and EV Charging Stations.
  • Online Shopping, including cable, internet, phone plans and streaming.
  • Dining.
  • Travel.
  • Drug Stores and Pharmacies.
  • Home Improvement/Furnishings.
  • Note: You can change the choice category once every calendar month.
• 2% Cashback Categories:
  • 2% Cashback at Grocery Stores.
  • 2% Cashback at Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
  • Up to 5.25% Cashback on the Choice Category.
  • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
  • Up to 1.75% Cashback on All Other Purchases.
  • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

• Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
• Account alerts available
• Paperless statements available
• Online & mobile banking access

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• Susan G. Komen® Customized Cash Rewards: A good option if you want the same customizable cashback structure while supporting a charitable cause, without changing how the card works.
• Customized Cash Rewards for Students: A better fit for students or first-time cardholders who want customizable cashback with easier approval and no annual fee.

Welcome Offer

• Earn a $300 cash rewards bonus after spending $3,000 in the first three months.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 7 months from account opening.
• Regular APR: After the introductory period, a variable APR of 14.74% - 25.74% applies to purchases and balance transfers.
  • Paying late won’t raise your APR.
• Balance Transfer Fees: 5% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Business Perks

• Employee Cards at No Additional Cost: Issue employee cards with custom spending limits and earn rewards faster on their purchases.
• Mastercard Easy Saving® Program: Get automatic discounts at participating merchants across the U.S. when you pay with your card. No coupons, codes, or enrollment required.
• Cash Flow Management Tools: Manage your business more easily with online tools like automatic payments, fund transfers, and the ability to download transactions into QuickBooks for streamlined accounting.
• Free Access to Business Credit Scores: View your Dun & Bradstreet business credit scores at no cost through Business Advantage 360, Bank of America’s small business online banking platform.

Travel Benefits

• Travel Accident Insurance: Receive up to $100,000 in travel accident insurance when you pay for eligible travel with your card.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card.
• Emergency Ticket Replacement.
• Lost-Luggage Assistance.
• Legal and Medical Referrals when you’re away from home.

Purchase Protections

• Purchase Protection: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $300 cash rewards bonus after spending $3,000 in the first three months.

Rewards

• Earn 1.5% unlimited cashback on all purchases.
• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn up to 75% more cashback, boosting your rewards to up to 2.62% cashback on all purchases.

Redemption Options

• Redeem rewards as a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 7 months from account opening.
• Regular APR: After the introductory period, a variable APR of 16.74% - 26.74% applies to purchases and balance transfers.
  • Paying late won’t raise your APR.
• Balance Transfer Fees: 5% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Business Perks

• Cash Flow Management Tools: Manage your business more easily with online tools like automatic payments, fund transfers, and the ability to download transactions into QuickBooks for streamlined accounting.
• Free Access to Business Credit Scores: View your Dun & Bradstreet business credit scores at no cost through Business Advantage 360, Bank of America’s small business online banking platform.

Travel Benefits

• Travel Accident Insurance: Receive up to $100,000 in travel accident insurance when you pay for eligible travel with your card.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Emergency Ticket Replacement.
• Lost-Luggage Assistance.
• Legal and Medical Referrals when you’re away from home.

Purchase Protections

• Purchase Protection: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 30,000 bonus points after spending $3,000 in the first 3 months.

Rewards

• Earn 1.5x points per $1 spent on all purchases.
• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn up to 75% more points, boosting your rewards to 2.62x points per $1 on all purchases.

Redemption Options

• Redeem points as s statement credit to offset travel and dining purchases, or book travel with no blackout dates through the Bank of America Travel Center.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 7 months from account opening.
• Regular APR: After the introductory period, a variable APR of 16.74% - 26.74% applies to purchases and balance transfers.
  • Paying late won’t raise your APR.
• Balance Transfer Fees: 5% of each transfer amount.
• Foreign Transaction Fee: None.

Business Perks

• Cash Flow Management Tools: Manage your business more easily with online tools like automatic payments, fund transfers, and the ability to download transactions into QuickBooks for streamlined accounting.
• Free Access to Business Credit Scores: View your Dun & Bradstreet business credit scores at no cost through Business Advantage 360, Bank of America’s small business online banking platform.

Travel Benefits

• Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.
• Lost Luggage Reimbursement: Get reimbursed for eligible expenses if your checked or carry-on luggage is lost or damaged during your trip.
• Trip Cancellation & Interruption Insurance: Get reimbursed for non-refundable travel costs if you need to cancel or cut your trip short due to a covered reason. Applies to airfare, ferry, train, bus, and cruise tickets when purchased with your card.
• Trip Delay: Get reimbursed for eligible expenses like meals and lodging if your trip is delayed for a covered reason.

Purchase Protections

• Purchase Protection: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in the Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs: Up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards as a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.

Fees and APR

• Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account. Your maximum credit limit will be determined based on the security deposit you provide, along with your income and ability to repay the credit line.
• Annual Fee: $0.
• Regular APR: 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Learn More About Credit: Get access to helpful credit education on topics like using credit cards responsibly, budgeting, and building healthy credit habits.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Fees and APR

• Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account. Your maximum credit limit will be determined based on the security deposit you provide, along with your income and ability to repay the credit line.
• Annual Fee: $0.
• Regular APR: 24.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Learn More About Credit: Get access to helpful credit education on topics like using credit cards responsibly, budgeting, and building healthy credit habits.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions

Rewards

• Earn 1.5x points per $1 spent on all purchases.
• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points, boosting your rewards to 1.87X to 2.62X points per $1 on all purchases.

Redemption Options

• Redeem rewards for a statement credit to pay for travel and dining purchases or book your next trip.

Fees and APR

• Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account. Your maximum credit limit is based on the security deposit you provide, along with your income and ability to repay the credit line.
• Annual Fee: $0.
• Regular APR: 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Foreign Transaction Fee: None.

Additional Features

• Learn More About Credit: Get access to helpful credit education on topics like using credit cards responsibly, budgeting, and building healthy credit habits.
• Better Money Habits®: Access free tools and resources to build financial confidence, covering credit, budgeting, debt management, and more.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Fraud Protection: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn unlimited 2% cashback on purchases for the first year.

Rewards

• Earn 1.5% unlimited cashback on all purchases.

Redemption Options

• Redeem rewards as a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.

Fees and APR

• Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account. Your maximum credit limit is based on the security deposit you provide, along with your income and ability to repay the credit line.
• Annual Fee: $0.
• Regular APR: 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Learn More About Credit: Get access to helpful credit education on topics like using credit cards responsibly, budgeting, and building healthy credit habits.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Fraud Protection: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Rewards

• Earn 1.5% unlimited cashback on all purchases.

Redemption Options

• Redeem rewards as a statement credit or direct deposit into an eligible Bank of America® account or a check mailed to you.

Fees and APR

• Minimum Security Deposit: A minimum security deposit of $1,000 is required to open this account. Upon approval, your credit line will match your deposit amount.
• Annual Fee: $0.
• Regular APR: 26.74% Variable APR.
• Balance Transfer Fees: 5% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Business Perks

• Build Your Credit: Improve your business credit by making consistent, on-time payments.
• Cash Flow Management Tools: Manage your business more easily with online tools like automatic payments, fund transfers, and the ability to download transactions into QuickBooks for streamlined accounting.
• Free Access to Business Credit Scores: View your Dun & Bradstreet business credit scores at no cost through Business Advantage 360, Bank of America’s small business online banking platform.

Travel Benefits

• Travel Accident Insurance: Receive up to $100,000 in travel accident insurance when you pay for eligible travel with your card.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Emergency Ticket Replacement.
• Lost-Luggage Assistance.
• Legal and Medical Referrals when you’re away from home.

Purchase Protections

• Purchase Protection: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Experience a Seamless Transition: Your account will be periodically reviewed, and if your credit history improves, you may qualify for an unsecured card.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in One Category of Your Choice:
  • Gas and EV Charging Stations.
  • Online Shopping, including cable, internet, phone plans and streaming.
  • Dining.
  • Travel.
  • Drug Stores and Pharmacies.
  • Home Improvement/Furnishings.
  • Note: You can change the choice category once every calendar month.
• 2% Cashback Categories:
  • 2% Cashback at Grocery Stores.
  • 2% Cashback at Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
  • Up to 5.25% Cashback on the Choice Category.
  • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
  • Up to 1.75% Cashback on All Other Purchases.
  • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

• Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
• Account alerts available
• Paperless statements available
• Online & mobile banking access

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• Customized Cash Rewards: A better fit for non-students with established credit who want the same customizable cashback categories and no annual fee.
• Susan G. Komen® Customized Cash Rewards: A better fit for non-students with established credit who want the same customizable cashback categories and no annual fee.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• Earn unlimited 2% cashback on purchases for the first year.

Rewards

• Earn 1.5% unlimited cashback on all purchases. Cash rewards do not expire.
• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more rewards, boosting your rewards to 1.87% to 2.62% cashback on all purchases. Note: Preferred Rewards bonuses are not applied to the 0.5% first-year bonus.

Redemption Options

• Redeem rewards for statement credits, direct deposits to Bank of America® accounts, or to pay at Amazon.com and with PayPal.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of the transfer amount for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Better Money Habits®: Access educational tools and resources to help you build financial confidence and manage credit wisely.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 25,000 bonus points after spending $1,000 in the first three months. That’s worth $250 when redeemed for statement credit toward travel and dining purchases.

Rewards

• Earn 1.5x points per $1 spent on all purchases.
• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points, boosting your rewards to 1.87X to 2.62X points per $1 on all purchases.

Redemption Options

• Redeem points for a statement credit towards travel and dining, or use them to book your next trip.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Additional Features

• Better Money Habits®: Access free tools and resources to build financial confidence, covering credit, budgeting, debt management, and more.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 18 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 14.49% - 24.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Paying late won’t raise your APR.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Better Money Habits®: Access free tools and resources to build financial confidence, covering credit, budgeting, debt management, and more.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 18 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 14.49% - 24.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Paying late won’t raise your APR.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.
• Better Money Habits®: Access free tools and resources to build financial confidence, covering credit, budgeting, debt management, and more.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn 60,000 bonus points + $99 Companion Fare ($99 fare plus taxes and fees starting at $23) after spending $4,000 in the first three months.

• Annual Companion Fare™: Earn an additional $99 Companion Fare ($99 fare plus taxes and fees starting at $23) each account anniversary after spending $6,000 or more on purchases in the previous year.
• Free Checked Bag: Enjoy a free checked bag for yourself and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.
• Preferred Boarding: Get preferred boarding for yourself when you pay for the flight with your card.
• 3x Points: On eligible Alaska Airlines and Hawaiian Airlines purchases.
• 2x Points: On gas, EV charging station, shipping and local transit (including rideshare).
• 1x Point: On all other purchases.
• 10% Rewards Bonus: Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® small business account.
• Annual Fee: $70 for the company and $25 per card.
• Foreign Transaction Fee: None.
• Redeem Rewards: Use points with oneworld® Alliance member airlines and Global Partners to travel to over 1,000 destinations. Enjoy flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
• 20% Back on Alaska Airlines and Hawaiian Airlines: Get 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card.
• $100 Off Alaska Lounge+ Membership: Receive $100 off an annual Alaska Lounge+ Membership when purchased with your Alaska Airlines Business card.
• Business Features: Includes cash flow management tools and free access to business credit scores.
• Travel Benefits: Includes $1,000,000 in travel accident insurance, auto rental insurance, emergency ticket replacement, lost luggage assistance, and legal and medical referrals while traveling.
• Purchase Protection: Covers certain purchases against loss, damage, theft, or fire and provides extended warranty coverage.
• Additional Features: Includes zero liability protection, fraud monitoring, and Balance Connect® for overdraft protection.
• Regular APR: 19.49% - 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Click ‘Apply Now’ to see the full terms and conditions.

Welcome Offer

Earn 60,000 bonus points after spending $4,000 in the first 90 days. That’s worth $600 when redeemed for cash.

Rewards

• 2x Points on Select Categories:
  • 2x Points on Travel.
  • 2x Points on Dining.
• 1.5x Points On All Other Purchases.
• Boosted Rewards for Preferred Rewards Members: Earn 25%-75% more points on every purchase if you’re enrolled in Bank of America Preferred Rewards, up to 3.5x points per $1 on travel and dining and up to 2.62x points on all other purchases.

Redemption Options

• Redeem rewards for cash, gift cards, travel, and more.

Fees and APR

• Annual Fee: $95.
• Regular APR: 19.49% - 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Foreign Transaction Fee: None.

Travel Benefits

• Up to $100 Airline Incidental Credit: Automatically receive up to $100 back each year for qualifying airline purchases like seat upgrades, baggage fees, in-flight services, and lounge access.
• Global Entry/TSA PreCheck® Fee Reimbursement: Get up to $100 every four years for the application fee.
• Visa Signature® Luxury Hotel Collection: Enjoy premium benefits when booking through the Visa Signature Luxury Hotel Collection with your Premium Rewards® card.
• Other Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Travel and Emergency Assistance Services, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, and Emergency Evacuation and Transportation.

Purchase Protections

• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $250 per item and $1,000 per year.

Additional Features

• Zero liability protection, fraud protection, automatic account alerts, contactless checkout, compatibility with digital wallets, free access to FICO® Score, Balance Connect® for overdraft protection, and Visa Signature® concierge service.

Click Apply Now to see the terms and conditions.

• Welcome bonus: Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.
• 3% Cashback in The Category of Your Choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
• 2% Cashback on Dining.
• Limit on 2% and 3% Cashback: Earn 3% and 2% cashback on the first $50,000 in combined choice category/dining purchases each year.
• 1% Cashback on All Other Purchases.
• Preferred Rewards: Eligible cardholders can earn up to 75% more cashback if they have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honor tier. This can increase the cashback rate to up to 5.25% cashback in your selected choice category, 3.5% cashback on dining, and 1.75% on all other purchases.
• Annual Fee: None.
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each transaction.
• 0% Intro APR on Purchases: For 7 months from account opening.
• Balance Transfer Fees: 4% of each transfer amount.
• Regular APR: After the introductory period, a variable APR of 16.74% - 26.74% applies to purchases and balance transfers.
• Travel Benefits: Include $100,000 in travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.
• Purchase Protection: Provides coverage against loss, damage, theft, or fire, and includes extended warranty coverage.
• Business Perks: Cash flow management tools and free access to business credit scores.
• Redeem Rewards: As a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.
• Additional Features: Zero liability protection, fraud monitoring, and Balance Connect® for overdraft protection.
• Click ‘Apply Now’ to see the full terms and conditions.

• Welcome Offer: Earn 75,000 bonus points after spending $5,000 within the first 90 days of account opening.
• 2x Points: On travel and dining.
• 1.5x Points: On all other purchases.
• Annual Fee: $550.
• Foreign Transaction Fees: None.
• Preferred Rewards®: Get more rewards by enrolling in the Preferred Rewards program. Preferred Rewards members earn 25% - 75% more points on every purchase. That means you could earn 2.5x to 3.5x points on travel and dining, and 1.87x to 2.62x points on all other purchases.
• Redeem Rewards: For travel, cash, distinctive experiences, or gift cards. Plus, save 20% on airfare when you pay with points through the Bank of America Travel Center.
• Up to $300 for Airline-Related Expenses: Enjoy a $300 annual travel statement credit for qualifying travel purchases such as seat upgrades, baggage fees, in-flight services, and lounge fees.
• Up to $150 for Lifestyle Conveniences: Enjoy a $150 annual statement credit for lifestyle conveniences, including streaming services, food delivery, fitness subscriptions, and rideshare services.
• Global Entry/TSA PreCheck®: Get up to $100 every four years for TSA PreCheck® or Global Entry Application fees.
• Airfare Savings: Get 20% savings on domestic or international airfare for any class when you pay with points through the Bank of America Travel Center or the Concierge.
• Airport Lounge Access: Enjoy complimentary Priority Pass™ Select Membership which gives you unlimited Airport Lounge Access (1,300+ VIP lounges in over 500 cities worldwide) and more.
• Visa Infinite® Experiences: Include Luxury Hotel Collection, Full Service Concierge, and Rental Car Privileges.
• Travel Benefits: Include Roadside Dispatch®, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Trip Cancellation and Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Common Carrier Travel Accident Insurance, Emergency Evacuation and Repatriation of Remains Coverage.
• Additional Features: Include 24-hour fraud protection, $0 liability guarantee, contactless chip technology, Balance Connect® for overdraft protection, Digital Wallet technology, account alerts, and free access to FICO® Score.
• Regular APR: 19.49% - 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Click ‘Apply Now’ to see the full terms and conditions.