Written by
Olena Odnokoz
Edited by
Yuriy Ilchenko
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3% cashback in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores & pharmacies; or home improvement & furnishings. Additionally, earn 2% cashback at grocery stores and wholesale clubs. You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Plus, earn 1% cashback on all other purchases.
1% - 3% Cashback
Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.
$200 + 6% Cashback In The Category of Your Choice for the First Year
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 7 billing cycles
Balance Transfers: N/A
Regular APR
16.74% - 26.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn unlimited 1.5x points per $1 spent on all purchases.
1.5x Points
Welcome Offer Earn 50,000 bonus points after spending $5,000 in the first 3 months.
50,000 Points
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 7 billing cycles
Balance Transfers: N/A
Regular APR
16.74% - 26.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn unlimited 1.5% cashback on all purchases.
1.5% Cashback
Welcome Offer Earn a $500 bonus after spending $5,000 in the first three months.
$500
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 7 billing cycles
Balance Transfers: N/A
Regular APR
16.74% - 26.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3% cashback in the category of your choice: gas/EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Plus, earn 2% cashback on dining and 1% on all other purchases. 3% and 2% cashback earnings are capped at the first $50,000 in combined Choice Category and dining purchases each year.
1% - 3% Cashback
Welcome Offer Earn a $500 bonus after spending $5,000 in the first 90 days.
$500
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
New To Credit
Rewards Earn 3% cashback in the category of your choice, 2% cashback at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter), and 1% cashback on all other purchases.
1% - 3% Cashback
Welcome Offer Earn a $200 bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.
$200 + 6% Cashback In The Category of Your Choice for the First Year
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3% cashback in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement & furnishings. Additionally, earn 2% cashback at grocery stores and wholesale clubs. Earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Plus, earn 1% cashback on all other purchases.
1% - 3% Cashback
Welcome Offer Earn a $200 bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.
$200 + 6% Cashback In The Category of Your Choice for the First Year
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 7 billing cycles
Balance Transfers: N/A
Regular APR
14.74% - 25.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer Earn a $300 cash rewards bonus after spending $3,000 in the first three months.
$300
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
300-669 (Poor/Fair)
Rewards Earn 3% cashback in the category of your choice, 2% cashback at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter), and unlimited 1% cashback on all other purchases.
1% - 3% Cashback
Welcome Offer Earn 6% cashback in the category of your choice for the first year.
6% Cashback In The Category of Your Choice for the First Year
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
25.99% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
300-669 (Poor/Fair)
Rewards N/A
N/A
Welcome Offer N/A
N/A
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
300-669 (Poor/Fair)
Rewards Earn unlimited 1.5x points for every $1 spent on all purchases. If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points, boosting your rewards to 1.87X to 2.62X points per $1 on all purchases.
1.5x Points
Welcome Offer N/A
N/A
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
300-669 (Poor/Fair)
Rewards Earn unlimited 1.5% cashback on all purchases.
1.5% Cashback
Welcome Offer Earn unlimited 2% cashback on all purchases for the first year.
2% Cashback on Purchases for the First Year
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
26.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
300-669 (Poor/Fair)
Rewards Earn unlimited 1.5% cashback on all purchases.
1.5% Cashback
Welcome Offer N/A
N/A
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
New To Credit
Rewards Earn unlimited 1.5% cashback on all purchases. Rewards do not expire. If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more rewards, boosting your rewards to 1.87% to 2.62% cashback on all purchases.
1.5% Cashback
Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn unlimited 2% cashback on purchases for the first year.
$200 + 2% Cashback on Purchases for the First Year
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
New To Credit
Rewards Earn 1.5X points for every $1 spent on all purchases. If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points, boosting your rewards to 1.87X to 2.62X points per $1 on all purchases.
1.5x Points
Welcome Offer Earn 25,000 bonus points after spending $1,000 in the first three months. That's worth $250 when redeemed for statement credit toward travel and dining purchases.
25,000 Points
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 21 billing cycles
Balance Transfers: 0%, 21 billing cycles
Regular APR
14.99% - 25.99% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer N/A
N/A
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 21 billing cycles
Balance Transfers: 0%, 21 billing cycles
Regular APR
14.99% - 25.99% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
New To Credit
Rewards N/A
N/A
Welcome Offer N/A
N/A
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 27.49% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3x points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn 2x points on gas, EV charging station, shipping and local transit (including rideshare). Earn 1x point on all other purchases.
1x - 3x Points
Welcome Offer Earn 70,000 bonus points plus $99 Companion Fare ($99 fare plus taxes and fees from $23) after spending $4,000 in the first three months.
70,000 Points + $99 Companion Fare
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 2x points on travel and dining and 1.5x points on all other purchases.
1.5x - 2x Points
Welcome Offer Earn 60,000 bonus points after spending $4,000 in the first 90 days. That's worth $600 when redeemed for cash.
60,000 Points
On Bank of America's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 2x points for every $1 spent on travel and dining and 1.5x points on all other purchases.
1.5x - 2x Points
Welcome Offer Earn 75,000 bonus points (a $750 value) after spending $5,000 in the first 90 days of your account opening.
75,000 Points
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 15 billing cycles
Balance Transfers: 0%, 15 billing cycles
Regular APR
17.49% - 27.49% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn unlimited 1.5x points for every $1 spent on all purchases. Points do not expire, and there are no blackout dates or restrictions.
1.5x - 3x Points
Welcome Offer Earn 25,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening. These points can be redeemed for a $250 statement credit toward travel and dining purchases.
25,000 Points
Bank of America is a major financial institution headquartered in Charlotte, North Carolina. It is one of the largest banks in the United States and offers a wide range of financial services to individuals, businesses, and institutions. The bank provides various banking solutions, including checking and savings accounts, credit cards, mortgages, and loans.