0% APR Credit Cards

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $100 or more — with no interest, just a small fixed monthly fee. Repayment options of 3, 6, 12, 18, and 24 months are available.

U.S. Bank Extendpay^® Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5x points on prepaid hotels and car rentals booked through the travel portal. Additionally, earn 4x points on other travel, 4x points at gas/EV charging stations on up to $1,000 each quarter, 2x points on dining, select streaming, and groceries, plus 1x on all other eligible purchases.

1x - 5x Points

Welcome Offer Earn 20,000 bonus points after spending $1,000 in the first three months.

20,000 Points

Intro APR

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on travel purchased through Chase Travel℠, 3% cashback on drugstores and dining, plus 1.5% on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $250 cash rewards bonus after spending $500 in the first 3 months.

$250

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 5x miles when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, earn 1.25x miles on all other purchases.

1.25x - 5x Miles

Welcome Offer Earn 20,000 bonus miles after spending $500 in the first 3 months. That's worth $200 when redeemed for cash.

20,000 Miles

Intro APR

Regular APR

14.99% - 25.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards N/A

N/A

Welcome Offer N/A

N/A

Intro APR

Regular APR

18.24% - 28.24% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards N/A

N/A

Welcome Offer N/A

N/A

Intro APR

Regular APR

17.49% - 28.24% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

670-850 (Good/Excellent)

Rewards N/A

N/A

Welcome Offer N/A

N/A

Intro APR

Regular APR

16.99% - 27.99% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $100 or more — with no interest, just a small fixed monthly fee. Repayment options of 3, 6, 12, 18, and 24 months are available.

U.S. Bank Extendpay^® Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4% cashback on prepaid air, hotel, and car reservations booked directly through the Travel Center with your card. Plus, earn a $20 credit after making purchases for 11 consecutive months each year.

0% - 4% Cashback

Welcome Offer N/A

N/A

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 5% cashback when you book hotels and rental cars through Capital One Travel. Earn 5% cashback on Capital One entertainment purchases through December 31, 2025. Plus, earn 1.5% unlimited cashback on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn unlimited 1.5x points for every $1 spent on all purchases. Points do not expire, and there are no blackout dates or restrictions.

1.5x - 3x Points

Welcome Offer Earn 25,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening. These points can be redeemed for a $250 statement credit toward travel and dining purchases.

25,000 Points