Credit Cards for Online Shopping

Credit cards that are good for online shopping are designed to provide convenience, security, and additional benefits for those who frequently make purchases on the Internet. They offer features that prioritize security and offer rewards or protections specific to online transactions. They often provide robust fraud protection measures, including advanced encryption technology, secure payment gateways, and zero liability policies, which protect the cardholder from unauthorized charges. These cards may offer additional benefits such as purchase protection, extended warranties, and dispute resolution assistance to ensure a smooth and secure online shopping experience. Furthermore, some credit cards tailored for online shopping may offer rewards or cash back on digital purchases, bonus points for certain online retailers, or discounts on online subscription services. These credit cards empower users to shop confidently and provide added value through rewards and protections designed for the digital shopping landscape.

Best Credit Cards

  • Susan G. Komen® Customized Cash Rewards Visa®: best for users who want customizable 3% cashback with no annual fee and prefer their everyday spending to support nreast cancer research
  • Customized Cash Rewards: best for selecting one 3% bonus category + 0% intro APR for 15 months
  • Instacart Mastercard®: best for frequent Instacart users who want to earn 5% cashback on grocery delivery and household essentials with no annual or foreign transaction fees
  • Amazon Visa: best for regular Amazon and Whole Foods shoppers who wants easy rewards, offering 3% cashback at Amazon.com and Whole Foods Market, 2% on dining, gas, and local transit, no annual or foreign transaction fees, and a $50 Amazon Gift Card upon approval.
  • Freedom Flex®: best for maximizing cashback, 5% cashback on rotating quarterly bonus categories, 3% on dining and drugstores, 1% on everything else, plus a sign-up bonus and 0% intro APR
  • Prime Visa: best for Amazon Prime members, 5% cashback on Amazon and Whole Foods + welcome offer
  • IHG One Rewards Premier Business: best for business owners who frequently stay at IHG hotels and can consistently use elite status perks and an annual free night to offset the annual fee, while earning strong rewards on travel-related spending and a generous sign-up bonus
  • IHG One Rewards Premier: best for frequent IHG travelers who want strong hotel-focused rewards, a valuable sign-up bonus, an annual free night, Platinum Elite status, and perks that can justify the annual fee over time
  • DoorDash Rewards Mastercard: best for frequent DoorDash users who want elevated rewards on food delivery, dining, and groceries, with one year of DashPass included
  • Sapphire Preferred®: best for earning up to 5x points on travel, a generous sign-up bonus, and valuable travel benefits

Susan G. Komen® Customized Cash Rewards Visa®

Apply now

On Bank of America's Secure Website

Susan G. Komen® Customized Cash Rewards Visa®
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 billing cycles

Balance Transfers: 0%, 15 billing cycles

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 2% cashback at grocery stores and wholesale clubs. Earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Help Fight Breast Cancer: For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America used to make a transaction within and remain open the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases made with the card. Komen also receives $3 for each renewal of a card in good standing during the 12 months and does not have a zero balance at the time of renewal.


Welcome Offer

  • Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
  • First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

  • 3% Cashback in One Category of Your Choice:
    • Gas and EV Charging Stations.
    • Online Shopping, including cable, internet, phone plans and streaming.
    • Dining.
    • Travel.
    • Drug Stores and Pharmacies.
    • Home Improvement/Furnishings.
    • Note: You can change the choice category once every calendar month.
  • 2% Cashback Categories:
    • 2% Cashback at Grocery Stores.
    • 2% Cashback at Wholesale Clubs.
  • Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
  • Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

  • Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
    • Up to 5.25% Cashback on the Choice Category.
    • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
    • Up to 1.75% Cashback on All Other Purchases.
    • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

  • Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
  • Account alerts available
  • Paperless statements available
  • Online & mobile banking access
  • Free credit score access

Terms and Conditions

Click Apply Now to see the terms and conditions.


  • Customized Cash Rewards: Offers the same customizable cashback structure without the charity affiliation, making it a better fit if you prefer a standard rewards card without cause-based branding.
  • Customized Cash Rewards for Students: A better fit for students or first-time cardholders who want customizable cashback with easier approval and no annual fee.
Susan G. Komen® Customized Cash Rewards is for everyone interested in supporting breast cancer research. It lets you choose a 3% bonus category while helping a more significant cause. It also comes with a welcome bonus and a 0% intro APR for 15 months on purchases and balance transfers. It works best when you select one bonus category and use the card only for that type of spending. When paired with a flat-rate 2% cashback card for everything else, it can be a powerful part of a multi-card setup. Forgetting to select or manage the bonus category will quickly reduce its value. This card rewards strategy and attention more than simplicity.

Customized Cash Rewards

Apply now

On Bank of America's Secure Website

Customized Cash Rewards
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 billing cycles

Balance Transfers: 0%, 15 billing cycles

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 2% cashback at grocery stores and wholesale clubs. You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Welcome Offer

  • Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
  • First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

  • 3% Cashback in One Category of Your Choice:
    • Gas and EV Charging Stations.
    • Online Shopping, including cable, internet, phone plans and streaming.
    • Dining.
    • Travel.
    • Drug Stores and Pharmacies.
    • Home Improvement/Furnishings.
    • Note: You can change the choice category once every calendar month.
  • 2% Cashback Categories:
    • 2% Cashback at Grocery Stores.
    • 2% Cashback at Wholesale Clubs.
  • Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
  • Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

  • Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
    • Up to 5.25% Cashback on the Choice Category.
    • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
    • Up to 1.75% Cashback on All Other Purchases.
    • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

  • Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
  • Account alerts available
  • Paperless statements available
  • Online & mobile banking access

Terms and Conditions

Click Apply Now to see the terms and conditions.


Bank of America® Customized Cash Rewards is a flexible cashback card that lets you choose a 3% bonus category. It also comes with a welcome bonus and a 0% intro APR for 15 months on purchases and balance transfers. It works best when you select one bonus category and use the card only for that type of spending. When paired with a flat-rate 2% cashback card for everything else, it can be a powerful part of a multi-card setup. Forgetting to select or manage the bonus category will quickly reduce its value. This card rewards strategy and attention more than simplicity.

IHG One Rewards Premier Business

Apply now

On Chase's Secure Website

IHG One Rewards Premier Business
4.6

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Up to 26x Points at IHG® Hotels and Resorts:** 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, select business purchases, and gas, plus 3x points on all other purchases.

3x - 10x Points

Welcome Offer Earn 140,000 bonus points after spending $4,000 in the first 3 months. That's up to 4 nights at IHG Hotels & Resorts.

140,000 Points

Welcome Offer

  • Earn 140,000 bonus points after spending $4,000 in the first 3 months. That’s up to 4 nights at IHG Hotels & Resorts.

Rewards

  • Up to 26x Points at IHG® Hotels and Resorts: 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
  • 5x Points Categories: 
    • 5x Points at Gas Stations.
    • 5x Points on Dining.
    • 5x Points on Travel.
    • 5x Points on Select Business Purchases.
  • 3x Points on All Other Purchases.
  • Annual Bonus: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 in purchases each calendar year.
  • Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Premier credit card.

Elite Hotel Status

  • Platinum Elite Status in IHG One Rewards: Enjoy automatic Platinum Elite status with benefits like room upgrades, late checkout, and bonus points on stays.

Fees and APR

  • Annual Fee: $99.
  • Regular APR: 19.24% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Redemption Options

  • Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
  • Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.

Travel Benefits

  • Free Night Award Every Year: Enjoy a Free Night Award (valued up to 40,000 points) each calendar year. Certain hotels have resort fees.
  • Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
  • Global Entry/TSA PreCheck®/NEXUS Fee Credit: Get up to $120 every four years for the application fee.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim.

Additional Features

  • Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

  • Click Apply Now to see the terms and conditions.

The IHG One Rewards Premier Business Credit Card is best suited for business owners who regularly stay at IHG properties and can consistently use its hotel-focused benefits. This card earns up to 26x points on IHG stays, 5x points on travel, dining, gas, and select business purchases, and 3x points on all other spending. It also includes a sign-up bonus, automatic Platinum Elite status, and an annual free night award, along with useful perks like the 4th night free on award stays, Global Entry, TSA PreCheck®, or NEXUS credit, and no foreign transaction fees. That said, this is not a one-size-fits-all business card. Its value depends heavily on how often you stay with IHG and whether you can use the free night and elite benefits each year. For businesses that book hotels regularly with IHG, the card can offer solid long-term value. For others, especially those looking for flexible rewards or cashback, it may be less compelling.

IHG One Rewards Premier

Apply now

On Chase's Secure Website

IHG One Rewards Premier
4.7

Annual fee:
$99

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26x points at IHG® Hotels and Resorts: 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, and gas, plus 3x points on all other purchases.

3x - 10x Points

Welcome Offer Earn 140,000 bonus points after spending $3,000 in the first three months. That’s up to 4 nights at IHC hotels and resorts.

140,000 Points

Welcome offer

  • Earn 140,000 bonus points after spending $3,000 in the first three months. That’s up to 4 nights at IHC hotels and resorts.

Rewards

  • Up to 26x Points at IHG® Hotels and Resorts: 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
  • 5x Points Categories: 
    • 5x Points at Gas Stations.
    • 5x Points on Dining.
    • 5x Points on Travel.
  • 3x Points on All Other Purchases.
  • Annual Bonus: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 in purchases each calendar year.
  • Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Premier credit card.

Partner Benefits

  • DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
  • Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.

Elite Hotel Status

  • Platinum Elite Status in IHG One Rewards: Enjoy automatic Platinum Elite status with benefits like room upgrades, late checkout, and bonus points on stays.
  • Diamond Elite Status: Spend $40,000 or more in a calendar year and, as the primary cardmember, you’ll earn Diamond Elite Status through December 31 of the following year.

Fees and APR

  • Annual Fee: $99.
  • Regular APR: 19.24% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Redemption Options

  • Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
  • Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.

Travel Benefits

  • Free Night Award Every Year: Enjoy a Free Night Award (valued up to 40,000 points) each calendar year. Certain hotels have resort fees.
  • Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
  • Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
  • Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person and $10,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
  • Global Entry/TSA PreCheck®/NEXUS Fee Credit: Get up to $120 every four years for the application fee.
  • Up to $50 United® TravelBank Cash: Receive up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your United Airlines MileagePlus® account.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

Exclusive Offers

  • Early Access to IHG Reward Night Sales: IHG One Rewards Cardmembers enjoy exclusive early access to Reward Night sales each year.

Additional Features

  • Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

  • Click Apply Now to see the terms and conditions.

The IHG One Rewards Premier Credit Card is an excellent choice for travelers who stay with IHG brands and want outsized value from a mid-range annual fee. You'll earn up to 26x points on IHG stays, 5x points on travel, gas and dining, and 3x points on all other purchases, making it easy to rack up rewards both on the road and at home. This card also comes with a generous welcome bonus, automatic Platinum Elite status, an annual free night award, and valuable perks like the 4th night free on award stays, a Global Entry or TSA PreCheck® credit, and no foreign transaction fees. For frequent IHG guests, the free night and ongoing benefits can easily outweigh the annual fee, making this card a top pick for maximizing hotel rewards and savings.

Instacart Mastercard®

Apply now

On Chase's Secure Website

Instacart Mastercard®
4.5

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on Instacart purchases for the first $6,000 per year and on Chase Travel purchases. Earn 2% cashback at restaurants, gas stations, and on select streaming services, plus 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Get a $50 Instacart credit automatically upon approval.

$50 Instacart Credit

Welcome offer

  • Earn a $50 Instacart credit automatically upon approval.

Rewards

  • 5% Cashback on Instacart Purchases (for the first $6,000 per year).
  • 5% Cashback on Chase Travel.
  • 2% Cashback Categories:
    • 2% Cashback at Restaurants.
    • 2% Cashback at Gas Stations.
    • 2% Cashback on Select Streaming Services.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Redeem rewards for cash, travel, or Instacart orders.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 18.24% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Additional Features

  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Instacart Mastercard® is a strong pick for frequent Instacart users who want to earn elevated cashback on grocery delivery and everyday food spending. It offers 5% cashback on Instacart purchases, making it especially valuable for saving on groceries and household essentials. You'll also earn 5% cashback on Chase Travel purchases, 2% cashback on restaurants, gas, and select streaming services, plus receive an instant $50 Instacart credit upon approval, with no annual or foreign transaction fees. While rewards are less compelling outside Instacart spending, it’s an excellent choice for people who rely on grocery delivery and want their food purchases to earn maximum value with minimal effort.

Amazon Visa

Apply now

On Chase's Secure Website

Amazon Visa
4.7

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.74% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, Audible, and on Chase Travel purchases. Earn 2% cashback at restaurants, gas stations, on local transit and commuting. Earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $50 Amazon gift card instantly upon approval.

$50 Amazon Gift Card

Welcome Offer

  • Earn a $50 Amazon gift card instantly upon approval.

Rewards

  • 3% Cashback:
    • Amazon.com
    • Amazon Fresh
    • Whole Foods Market
    • Audible
    • Shopbop
    • Chase Travel purchases
  • 2% Cashback:
    • Restaurants
    • Gas stations
    • Local transit and commuting
  • 1% Cashback on all other purchases.

Redemption Options

  • Redeem points for cashback, gift cards, travel, or purchases at Amazon.com.
  • Daily Rewards Redemption: Use your points as soon as the next day, no waiting required.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 18.74% - 27.49% Variable APR.
  • Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
  • Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.
  • Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
  • Travel Accident Insurance: Receive up to $500,000 in coverage for accidental death or dismemberment when you pay for air, bus, train, or cruise travel with your card.
  • Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
  • Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

  • Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Interest-Free Monthly Payments: Pay over time with equal monthly payments on purchases of $50 or more at Amazon.com or eligible Amazon Pay retailers. No interest, just split payments at checkout. (Note: These purchases do not earn % back rewards.)
  • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
  • 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
  • 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
  • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
  • Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
  • Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Amazon Visa is an excellent choice for Amazon and Whole Foods shoppers who want simple, high-value cashback with no annual fee. You’ll earn 3% cashback on Amazon.com and Whole Foods Market purchases, 2% cashback on everyday categories like dining, gas, and local transit, and 1% on everything else. With no foreign transaction fees, an instant sign-up bonus, strong purchase protections, and easy redemption directly at Amazon, it delivers reliable value for loyal Amazon customers who want straightforward rewards on everyday spending.

DoorDash Rewards Mastercard

Apply now

On Chase's Secure Website

DoorDash Rewards Mastercard
4.6

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4% cashback on DoorDash and Caviar orders, 3% on dining, 2% on grocery stores, and 1% on all other purchases.

1% - 4% Cashback

Welcome Offer Approved applicants receive a free year of DashPass membership ($96 value), which will auto-renew at the current rate. Cancel anytime.

Free Year of DashPass Membership ($96 value)

Welcome Offer

  • Approved applicants receive a free year of DashPass membership ($96 value), which will be auto-renewed at the current rate. DashPass members enjoy $0 delivery fees, reduced service fees, and exclusive benefits on every eligible order. Cancel anytime.

Rewards

  • 4% Cashback on DoorDash and Caviar orders.
  • 3% Cashback on Dining when purchased directly from a restaurant.
  • 2% Cashback on Grocery Stores online or in-store.
  • 1% Cashback on All Other Purchases.

Partner Benefits

  • DashPass Anniversary Bonus: Receive a complimentary DashPass membership every year with $10,000 in annual card spend.
  • Priceless®: Immerse yourself in virtual and in-person experiences with Mastercard Priceless Experiences®.

Redemption Options

  • Redeem rewards for DoorDash and Caviar orders, cash, and gift cards.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 18.24% - 27.74% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
  • Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

  • World Elite Concierge: Complimentary 24/7 concierge service to help with dining reservations, finding hard-to-get items, travel planning, and more.
  • Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
  • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
  • 24/7 Customer Service Access: Get round-the-clock access to dedicated customer service specialists from anywhere in the world.
  • Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The DoorDash Rewards Mastercard® is a great choice for people who frequently use DoorDash and want to get more value from food delivery and dining. You’ll earn 4% cash back on DoorDash orders, 3% on dining, and 2% on groceries, along with built-in perks like DashPass benefits and no annual fee, which can add up to meaningful savings. New cardholders also get a free year of DashPass. The card includes useful extras such as purchase protection, extended warranty coverage, and trip cancellation and interruption insurance. While it’s less compelling for those who rarely order delivery, it’s an easy win for loyal DoorDash users who want their food spending to earn more back.

Freedom Flex®

Apply now

On Chase's Secure Website

Freedom Flex®
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback each quarter on up to $1,500 in purchases in rotating categories. Activation is required each quarter by the stated deadline. Plus, earn 5% cashback on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1% on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.


Rewards

  • 5% Cashback on Quarterly Rotating Categories: Earn 5% cashback each quarter on up to $1,500 in purchases in rotating categories. Activation is required each quarter by the stated deadline. See current categories here.
  • 5% Cashback on Chase Travel purchases.
  • 3% Cashback Categories:
    • 3% Cashback on Dining, including takeout and eligible delivery services.
    • 3% Cashback on Drugstore purchases.
  • 1x Cashback on All Other Purchases.

Partner Benefits

  • DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
  • Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
  • 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

  • Redeem rewards for cash, travel, gift cards, purchases at Amazon.com, and more.
  • Cashback rewards never expire while your account remains open and in good standing.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 18.24% - 27.74% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
  • Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

  • Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
  • Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
  • Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
  • Cell Phone Protection: Get up to $800 per claim and $1,000 per year in coverage for damage or theft when you pay your monthly cell phone bill with your eligible card. Coverage is subject to a $50 deductible and limited to 2 claims per year.

Additional Features

  • Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
  • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
  • 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
  • Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Freedom Flex® Card is a great option for people who want to earn cashback on everyday spending, especially if they can take advantage of changing bonus categories. You’ll earn 5% cashback on up to $1,500 in combined purchases in rotating categories each quarter (after activation), plus 5% on travel booked through Chase, 3% on dining and drugstore purchases, and 1% on everything else. It also offers a $200 bonus after spending $500 in the first 3 months and includes a 0% intro APR for 15 months on purchases and balance transfers. With no annual fee, this card is a good fit for shoppers who don’t mind tracking categories and want to get solid rewards without extra cost.

Prime Visa

Apply now

On Chase's Secure Website

Prime Visa
4.6

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.74% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. Earn 2% cashback at restaurants, gas stations, and on local transit and commuting. Earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Get a $150 Amazon gift card instantly upon approval.

$150 Amazon Gift Card

Prime Membership Required for highest rewards: You need an active Amazon Prime membership to apply for the Prime Visa and earn its highest reward rates.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.


Rewards

  • 5% Cashback Categories (with an eligible Prime membership):
    • 5% Cashback at Amazon.com and Amazon Fresh.
    • 5% Cashback at Whole Foods Market.
    • 5% Cashback at Audible.com.
    • 5% Cashback on Chase Travel purchases.
  • 2% Cashback Categories:
    • 2% Cashback at Restaurants.
    • 2% Cashback at Gas Stations.
    • 2% Cashback on Local Transit and Commuting.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
  • Points post and can be redeemed as soon as the next day.

Fees and APR

  • Annual Fee: $0.
  • Regular APR: 18.74% - 27.49% Variable APR.
  • Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
  • Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

  • Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
  • Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

  • Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
  • Authorized Users: Add authorized users at no cost to maximize your earning potential.
  • Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.


Don’t have Amazon Prime?

  • The Amazon Visa card is a good option for occasional Amazon shoppers who prefer not to pay for full Prime membership. For frequent Amazon or Whole Foods purchases, the Prime Visa generally provides better overall value. 👉 Check Amazon Visa card details.
The Prime Visa is a great choice for Amazon Prime members who want to earn rewards on their everyday purchases. With 5% cash back on Amazon and Whole Foods, plus 2% back at gas stations, restaurants, and on transit, it’s a solid card for those who shop regularly at Amazon. There's also a nice welcome gift card offer for new cardholders. While it’s designed for frequent Amazon shoppers, the card also provides useful travel protections and has no foreign transaction fees, making it a practical option for people looking to earn cash back on both online and in-person purchases.

Sapphire Preferred®

Apply now

On Chase's Secure Website

Sapphire Preferred®
4.5

Annual fee:
$95

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.24% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5x points on travel booked through Chase Travel and 2x points on other travel purchases. Earn 3x points on dining, eligible online grocery purchases, and select streaming services. Earn 1x point on all other purchases.

1x - 5x Points

Welcome Offer Earn 75,000 bonus points after spending $5,000 in the first three months.

75,000 Points

Welcome offer

  • Earn 75,000 bonus points after spending $5,000 in the first three months.

Rewards

  • $50 Chase Travel Hotel Credit: Receive up to $50 in statement credits each year for hotel stays booked through Chase Travel.
  • 5x Points on Chase Travel Purchases: Earn 5x points on travel booked through Chase Travel. Note: Hotel bookings that use your $50 Annual Hotel Credit don’t earn 5x points (You’ll still get the credit, just not the extra points on that part).
  • 2x Points on Other Travel Purchases.
  • 3x Points on Select Categories:
    • 3x Points on Dining.
    • 3x Points on Eligible Online Grocery Purchases (excluding Target, Walmart, and wholesale clubs).
    • 3x Points on Select Streaming Services.
  • 1x Points on All Other Purchases.
  • 10% Anniversary Bonus: Each year, you’ll earn bonus points equal to 10% of your total purchases from the previous year.

Partner Benefits

  • DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
  • $10 Off DoorDash Non-Restaurant Orders: Get up to $10 off per month on non-restaurant DoorDash orders.
  • Lyft: Earn 5x Points on Lyft rides through September 2027.
  • Peloton: Earn 5x on Peloton equipment and accessory purchases over $150 when made directly through Peloton. There is a maximum earning limit of 25,000 points. Offer valid through March 31, 2027.

Redemption Options

  • Redeem your rewards for cash, gift cards, travel, products, services, and more.
  • 25% More Value on Travel Redemption: Get 25% more value when you redeem points for travel through Chase Travel.
  • 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

  • Annual Fee: $95 for the primary cardholder; $0 for each authorized user.
  • Regular APR: 19.24% - 27.49% Variable APR.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: None.

Travel Benefits

  • Travel Benefits: Includes Auto Rental Coverage, Roadside Assistance, Trip Cancellation/Interruption Insurance, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Delay Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance Services, and Concierge Service.

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

Exclusive Offers: Early-access tickets, priority seating, and exclusive access to events with Sapphire offers, Chase Dining℠, and more.


Additional Features

  • Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Chase Sapphire Preferred® is one of the strongest general travel cards for people who want flexible points and long-term value without a high annual fee. Its rewards are easy to earn and redeem, making it a solid choice even for travelers who are new to points-based cards. The card earns high rewards for travel and select everyday expenses like dining, online grocery purchases, and streaming services. It also comes with perks like a $50 annual hotel credit and strong travel and purchase protections, which help justify the annual fee over time. It is less suitable for people who prefer simple cashback or rarely travel, as its value comes from using points rather than statement credits. Sapphire Preferred works best as a core travel card and pairs well with a no-fee cashback card for everyday spending.