Credit Cards for Housing

Help Fight Breast Cancer: For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America used to make a transaction within and remain open the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases made with the card. Komen also receives $3 for each renewal of a card in good standing during the 12 months and does not have a zero balance at the time of renewal.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in One Category of Your Choice:
  • Gas and EV Charging Stations.
  • Online Shopping, including cable, internet, phone plans and streaming.
  • Dining.
  • Travel.
  • Drug Stores and Pharmacies.
  • Home Improvement/Furnishings.
  • Note: You can change the choice category once every calendar month.
• 2% Cashback Categories:
  • 2% Cashback at Grocery Stores.
  • 2% Cashback at Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
  • Up to 5.25% Cashback on the Choice Category.
  • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
  • Up to 1.75% Cashback on All Other Purchases.
  • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

• Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
• Account alerts available
• Paperless statements available
• Online & mobile banking access
• Free credit score access

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• Customized Cash Rewards: Offers the same customizable cashback structure without the charity affiliation, making it a better fit if you prefer a standard rewards card without cause-based branding.
• Customized Cash Rewards for Students: A better fit for students or first-time cardholders who want customizable cashback with easier approval and no annual fee.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in One Category of Your Choice:
  • Gas and EV Charging Stations.
  • Online Shopping, including cable, internet, phone plans and streaming.
  • Dining.
  • Travel.
  • Drug Stores and Pharmacies.
  • Home Improvement/Furnishings.
  • Note: You can change the choice category once every calendar month.
• 2% Cashback Categories:
  • 2% Cashback at Grocery Stores.
  • 2% Cashback at Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
  • Up to 5.25% Cashback on the Choice Category.
  • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
  • Up to 1.75% Cashback on All Other Purchases.
  • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

• Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
• Account alerts available
• Paperless statements available
• Online & mobile banking access

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• Susan G. Komen® Customized Cash Rewards: A good option if you want the same customizable cashback structure while supporting a charitable cause, without changing how the card works.
• Customized Cash Rewards for Students: A better fit for students or first-time cardholders who want customizable cashback with easier approval and no annual fee.

Welcome Offer

• Earn 60,000 bonus points after spending $3,000 in the first 3 months - enough to redeem for up to 7 reward nights at Choice Hotels®.

Rewards

• 10x Points on Choice Hotels® stays and on Choice Privileges® point purchases.
• 5x Points Categories:
  • 5x Points on Grocery Stores.
  • 5x Points at Gas Stations.  
  • 5x Points on Home Improvement Stores.
  • 5x Points on Phone Plan Services.
• 1x Points on All Other Purchases.
• Fast-Track Your Status and Rewards: Earn points on everyday purchases to upgrade to higher elite status faster and accelerate your rewards earning.
• Milestone Rewards: Earn rewards more frequently throughout the year, including bonus points, gift cards, and other valuable perks.

Elite Hotel Status

• Automatic Platinum Elite Status: Receive 20 elite night credits each year, which qualifies you for Choice Privileges® Platinum Elite status. Enjoy the perks of Platinum Elite Status and earn 25% bonus points every time you book a qualifying stay with Choice® hotels.

Redemption Options

• Redeem Points at Choice Privileges.

Fees and APR

• Annual Fee: $95.
• Regular APR: 19.74% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Anniversary Bonus: Earn 30,000 bonus points each account anniversary, enough for up to three free reward nights at participating Choice Hotels® properties.
• Global Entry/TSA PreCheck® Fee Credit: Get up to $120 every four years for the application fee.
• Mastercard Travel and Lifestyle Services: Get access to premium travel and lifestyle benefits, including special offers, upgrades, and preferred treatment with top hotels, airlines, cruises, tours, and car rental companies. You’ll also have access to a 24/7 complimentary lifestyle concierge to help plan trips and experiences, plus added peace of mind with the Mastercard Lowest Hotel Rate Guarantee and Hotel Stay Guarantee. Services provided are billed to your card.
• Mastercard Golf.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $50,000.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person per trip and up to $20,000 per 12 month-period for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Lost Luggage Reimbursement: Get up to $3,000 per all covered travelers to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance: Receive coverage of up to $1,000,000 for a covered loss resulting from an accident while traveling on a common carrier when you pay for the trip with your card.

Purchase Protections

• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Additional Features

• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• Mastercard Global Service™: Get 24/7 worldwide assistance with lost or stolen card reporting and emergency card replacement, helping you stay protected wherever you travel.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $50 Amazon gift card instantly upon approval.

Rewards

• 3% Cashback:
  • Amazon.com
  • Amazon Fresh
  • Whole Foods Market
  • Audible
  • Shopbop
  • Chase Travel purchases
• 2% Cashback:
  • Restaurants
  • Gas stations
  • Local transit and commuting
• 1% Cashback on all other purchases.

Redemption Options

• Redeem points for cashback, gift cards, travel, or purchases at Amazon.com.
• Daily Rewards Redemption: Use your points as soon as the next day, no waiting required.

Fees and APR

• Annual Fee: $0.
• Regular APR: 18.74% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
• Travel Accident Insurance: Receive up to $500,000 in coverage for accidental death or dismemberment when you pay for air, bus, train, or cruise travel with your card.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Interest-Free Monthly Payments: Pay over time with equal monthly payments on purchases of $50 or more at Amazon.com or eligible Amazon Pay retailers. No interest, just split payments at checkout. (Note: These purchases do not earn % back rewards.)
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 60,000 bonus points after spending $1,000 in the first 3 months, which is enough to redeem for up to 7 nights at Choice Hotels®.

Rewards

• Up to 16x Points on stays at participating Choice Hotels® properties and on Choice Privileges point purchases: Earn 5x points with the Choice Privileges Mastercard + up to 10x points for being a Choice Privileges member + 10% bonus points from Choice Privileges with Gold Status.
• 3x Points Categories:
  • 3x Points at Gas Stations.
  • 3x Points on Grocery Stores.
  • 3x Points on Home Improvement Stores.
  • 3x Points on Phone Plan Services.
• 1x Points on All Other Purchases.
• Fast-Track Your Status and Rewards: Earn points on everyday purchases to upgrade to higher elite status faster and accelerate your rewards earning.
• Milestone Rewards: Earn rewards more frequently throughout the year, including bonus points, gift cards, and other valuable perks.

Elite Hotel Status

• Automatic Gold Elite Status: Receive 10 elite night credits each year, which qualifies you for Choice Privileges® Gold Elite status. Enjoy the the perks of Elite Gold Status and earn 10% bonus points every time you book a qualifying stay with Choice® hotels.

Redemption Options

• Redeem points for hotel stays, gift cards, and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.74% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Mastercard Travel and Lifestyle Services: Get access to premium travel and lifestyle benefits, including special offers, upgrades, and preferred treatment with top hotels, airlines, cruises, tours, and car rental companies. You’ll also have access to a 24/7 complimentary lifestyle concierge to help plan trips and experiences, plus added peace of mind with the Mastercard Lowest Hotel Rate Guarantee and Hotel Stay Guarantee. Services provided are billed to your card.
• Mastercard Golf: Enjoy access to a global network of TPC Clubs, domestic and international golf travel packages, golf schools, and exclusive experiences.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $50,000.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person per trip and up to $20,000 per account within 12-month period for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Lost Luggage Reimbursement: Get up to $3,000 for all covered travelers to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance: Receive coverage of up to $1,000,000 for a covered loss resulting from an accident while traveling on a common carrier when you pay for the trip with your card.

Purchase Protections

• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Exclusive Offers

• World Elite Concierge: Complimentary 24/7 concierge service to help with dining reservations, finding hard-to-get items, travel planning, and more.

Additional Features

• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• Mastercard Global Service™: Get 24/7 worldwide assistance with lost or stolen card reporting and emergency card replacement, helping you stay protected wherever you travel.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in the Category of Your Choice: Gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement/furnishings. You can change the choice category once every calendar month.
• 2% Cashback at Grocery Stores and Wholesale Clubs: Up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards as a statement credit or direct deposit into an eligible Bank of America® or Merrill® account.

Fees and APR

• Minimum Security Deposit: A minimum security deposit of $200 (maximum of $5,000) is required to open this account. Your maximum credit limit will be determined based on the security deposit you provide, along with your income and ability to repay the credit line.
• Annual Fee: $0.
• Regular APR: 27.49% Variable APR.
• Balance Transfer Fees: 4% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Additional Features

• Learn More About Credit: Get access to helpful credit education on topics like using credit cards responsibly, budgeting, and building healthy credit habits.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
• First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

• 3% Cashback in One Category of Your Choice:
  • Gas and EV Charging Stations.
  • Online Shopping, including cable, internet, phone plans and streaming.
  • Dining.
  • Travel.
  • Drug Stores and Pharmacies.
  • Home Improvement/Furnishings.
  • Note: You can change the choice category once every calendar month.
• 2% Cashback Categories:
  • 2% Cashback at Grocery Stores.
  • 2% Cashback at Wholesale Clubs.
• Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
  • Up to 5.25% Cashback on the Choice Category.
  • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
  • Up to 1.75% Cashback on All Other Purchases.
  • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

• Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
• Account alerts available
• Paperless statements available
• Online & mobile banking access

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• Customized Cash Rewards: A better fit for non-students with established credit who want the same customizable cashback categories and no annual fee.
• Susan G. Komen® Customized Cash Rewards: A better fit for non-students with established credit who want the same customizable cashback categories and no annual fee.

Welcome Offer

• Earn a $200 cash rewards bonus after spending $1,500 in the first six months.

Rewards

• 5% Cashback on Top Eligible Category: Earn 5% cashback on purchases in your top eligible spend category each billing cycle, up to the first $500 spent each billing cycle. The eligible categories are Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs, and Live Entertainment.
• 4% Cashback on Select Citi Travel®: Earn 4% cashback on hotels, car rentals, and attractions booked on Citi Travel®.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem points for cashback (100 ThankYou® Points = $1) as a statement credit, direct deposit, or mailed check. You can also use them for gift cards and travel, or shop with points at Amazon.com, and more. Redemption rates may vary. Cash rewards do not expire.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Balance Transfers: For 18 months from account opening on balance transfers completed within the first 4 months.
• Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Exclusive Offers

• Citi Entertainment®: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• Free FICO® Score Access: View your FICO® Score for free, updated monthly in your Mobile Banking app or Online Banking. Opt in to see key factors affecting your score and tips to help maintain your credit health.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Citi® Quick Lock: Instantly block new purchases while allowing recurring transactions to continue without disruption.
• 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Prime Membership Required for highest rewards: You need an active Amazon Prime membership to apply for the Prime Visa and earn its highest reward rates.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

Rewards

• 5% Cashback Categories (with an eligible Prime membership):
  • 5% Cashback at Amazon.com and Amazon Fresh.
  • 5% Cashback at Whole Foods Market.
  • 5% Cashback at Audible.com.
  • 5% Cashback on Chase Travel purchases.
• 2% Cashback Categories:
  • 2% Cashback at Restaurants.
  • 2% Cashback at Gas Stations.
  • 2% Cashback on Local Transit and Commuting.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
• Points post and can be redeemed as soon as the next day.

Fees and APR

• Annual Fee: $0.
• Regular APR: 18.74% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

• Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Don’t have Amazon Prime?

• The Amazon Visa card is a good option for occasional Amazon shoppers who prefer not to pay for full Prime membership. For frequent Amazon or Whole Foods purchases, the Prime Visa generally provides better overall value. 👉 Check Amazon Visa card details.

Update - November 28, 2025: Bilt and Wells Fargo are ending their partnership. Beginning February 6, 2026, all existing Wells Fargo Bilt Mastercard® accounts will be converted to the Wells Fargo Autograph Visa. Cardholders will also have an option to transition to the new Bilt 2.0 Card, issued by Bilt’s new banking partner, or to close their account at any time.

Rewards

• Note: Use the card at least five times in each statement period to earn points and keep your rewards active.
• 1x Points on Rent: Earn points on your rent payments with no transaction fee, up to 100,000 points per year. If your rent is less than $250, you’ll still get 250 points for that payment. You can make rent payments to one rental property each month.
• 2x Points on Travel.
• 5x+ Points on Bilt Neighborhood Dining Partners.
• 3x Points on on Other Dining.
• 1x Points on All Other Purchases.
• Double Points: Enjoy double points on the 1st of each month and earn 6x points on dining, 4x points on travel, and 2x points on other purchases (except rent), up to 1,000 points per month.

Partner Benefits

• Lyft Credits: Receive a $5 Lyft credit after paying for 3 Lyft rides in a calendar month with your card.
• 5x Points on Lift Rideshare.
• 2x+ Points on Walgreens spend.

Bilt Elite Status

• Bilt Rewards Status: Points earned with the Bilt Mastercard will count towards your Bilt Rewards status.

Redemption Options

• Redeem Bilt points to cover your next month rent payment or save your points and put them towards a down payment. You also can redeem your points for travel and fitness, or shop at the Bilt Collection and Amazon.com, and more. Redemption rates may vary.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $0.
• Regular APR: 20.24% - 28.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per trip for the nonrefundable cost of your ticket if your trip is canceled or cut short for a covered reason.
• Trip Delay Reimbursement: If your trip is delayed by more than six hours, you can get reimbursed for eligible expenses like meals or lodging, up to $200 per day per traveler, with a maximum of $1,800 for all covered travelers.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $50,000.
• Concierge Service: Get a personal assistant available 24/7 to help with travel, dining, gifts, and special plans. From reservations to trip prep, experts take care of the details so you can save time and enjoy more.
• Other Travel Benefits: : Includes Mastercard Global Service™, Mastercard Travel and Lifestyle Services, and Mastercard Golf.

Purchase Protections

• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim and $50,000 per calendar year per account.
• Cell Phone Protection: Get up to $800 of protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Exclusive Offers

• The Bilt Collection: Get exclusive access to a hand-curated catalog of art, decor, and apparel, all inspired by each month’s featured artist.

Additional Features

• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• BiltProtect: Pay rent without using your credit limit by pulling the payment directly from your linked bank account. You’ll still earn 1X points on rent, up to 100,000 points per year. Just use your card five times per statement period to earn points. Terms apply.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

Earn a $200 cash rewards bonus after spending $1,000 in the first three months.

Rewards

• 5% Cashback on Two Quarterly Categories: Earn 5% cashback on the first $2,000 in combined purchases each quarter in two categories you choose. Activation is required each quarter by the stated deadline.
• 5% Cashback on Prepaid Travel: Earn 5% cashback on prepaid airfare, hotels, and car rentals booked through the Rewards Center with your card.
• 2% Cashback on One Everyday Category: Earn 2% cashback each quarter on one everyday category you choose, such as gas stations and EV charging stations, grocery stores, or restaurants.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, purchases at Amazon.com, PayPal checkout, and more.
• Real-Time Rewards: Instantly redeem your rewards at the point of purchase, turning everyday spending into immediate savings.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for Intro APR on balance transfer, you must make balance transfer within the first 60 days.
• Regular APR: After the introductory period, a variable APR of 17.74% - 27.99% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 3% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Exclusive Offers

• Shopping Deals: Earn extra cashback when you shop online at 1,100+ stores through the Rewards Center using your U.S. Bank Cash+® Visa Signature credit card.

Travel Benefits

• Visa Signature® Car Rental Privileges: Get up to 25% off base rates at Avis and Budget when you book with your Visa Signature® card. Enjoy perks like complimentary upgrades (when available), waived additional driver fees, and 10% off XM Satellite Radio during your rental.
• Visa Signature® Luxury Hotel Collection: Enjoy premium benefits when booking through the Visa Signature Luxury Hotel Collection with your Premium Rewards® card.
• Other Travel Benefits: Includes Roadside Assistance and Travel and Emergency Assistance Services.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, fraud protection, automatic account alerts, compatibility with digital wallets, free access to Credit Score, and Visa Signature® concierge service.

Terms and Conditions

Click Apply Now to see the terms and conditions.