Credit Cards for Gas

Credit cards suitable for gas purchases provide incentives and benefits tailored to individuals who frequently spend on fuel. These cards typically offer higher rewards rates, cash back percentages, or discounts specifically for gas station purchases. Cardholders can earn rewards or cash back on their fuel expenses, helping them save money every time they fill up their tanks. Some cards may also provide rewards or cash back on other categories like groceries, dining, or travel, making them versatile options for everyday spending. Additionally, these credit cards may offer additional perks such as roadside assistance, travel insurance, or reimbursement for rental car collision damage when the card is used to pay for the rental. By utilizing these credit cards for gas purchases, individuals can earn rewards or cash back while saving on their fuel costs and potentially enjoying additional benefits and protections related to their travels.

Best Credit Cards

  • Customized Cash Rewards: best for selecting one 3% bonus category + 0% intro APR for 15 months
  • Custom Cash®: best for up to 5% cashback on purchases in a top spend category, 4% on select Citi Travel, plus a sign-upbonus and 0% intro APR for 18 months on balance transfer
  • Costco Anywhere Visa® Business: business card for Costco members

Susan G. Komen® Customized Cash Rewards Visa®

Apply now

On Bank of America's Secure Website

Susan G. Komen® Customized Cash Rewards Visa®
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 billing cycles

Balance Transfers: 0%, 15 billing cycles

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 2% cashback at grocery stores and wholesale clubs. Earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Help Fight Breast Cancer: For each new Susan G. Komen Customized Cash Rewards credit card from Bank of America used to make a transaction within and remain open the first 90 days of account opening, Komen receives $3 and 0.08% of all retail purchases made with the card. Komen also receives $3 for each renewal of a card in good standing during the 12 months and does not have a zero balance at the time of renewal.


Welcome Offer

  • Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
  • First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

  • 3% Cashback in One Category of Your Choice:
    • Gas and EV Charging Stations.
    • Online Shopping, including cable, internet, phone plans and streaming.
    • Dining.
    • Travel.
    • Drug Stores and Pharmacies.
    • Home Improvement/Furnishings.
    • Note: You can change the choice category once every calendar month.
  • 2% Cashback Categories:
    • 2% Cashback at Grocery Stores.
    • 2% Cashback at Wholesale Clubs.
  • Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
  • Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

  • Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
    • Up to 5.25% Cashback on the Choice Category.
    • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
    • Up to 1.75% Cashback on All Other Purchases.
    • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

  • Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
  • Account alerts available
  • Paperless statements available
  • Online & mobile banking access
  • Free credit score access

Terms and Conditions

Click Apply Now to see the terms and conditions.


  • Customized Cash Rewards: Offers the same customizable cashback structure without the charity affiliation, making it a better fit if you prefer a standard rewards card without cause-based branding.
  • Customized Cash Rewards for Students: A better fit for students or first-time cardholders who want customizable cashback with easier approval and no annual fee.
Susan G. Komen® Customized Cash Rewards is for everyone interested in supporting breast cancer research. It lets you choose a 3% bonus category while helping a more significant cause. It also comes with a welcome bonus and a 0% intro APR for 15 months on purchases and balance transfers. It works best when you select one bonus category and use the card only for that type of spending. When paired with a flat-rate 2% cashback card for everything else, it can be a powerful part of a multi-card setup. Forgetting to select or manage the bonus category will quickly reduce its value. This card rewards strategy and attention more than simplicity.

Customized Cash Rewards

Apply now

On Bank of America's Secure Website

Customized Cash Rewards
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 billing cycles

Balance Transfers: 0%, 15 billing cycles

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 2% cashback at grocery stores and wholesale clubs. You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Welcome Offer

  • Earn a $200 cash rewards bonus after spending $1,000 in the first three months.
  • First-Year Earning Boost: Earn 6% cashback in the category of your choice for the first year.

Rewards

  • 3% Cashback in One Category of Your Choice:
    • Gas and EV Charging Stations.
    • Online Shopping, including cable, internet, phone plans and streaming.
    • Dining.
    • Travel.
    • Drug Stores and Pharmacies.
    • Home Improvement/Furnishings.
    • Note: You can change the choice category once every calendar month.
  • 2% Cashback Categories:
    • 2% Cashback at Grocery Stores.
    • 2% Cashback at Wholesale Clubs.
  • Limit on 3% and 2% Cashback: You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Flexible Redemption Options: Redeem cashback as a statement credit, direct deposit to eligible Bank of America® or Merrill® accounts, or use it at Amazon.com and PayPal checkout.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening. To qualify for the balance transfer offer, transfers must be completed within the first 60 days.
  • Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: 3% of each transfer amount for balance transfers made within the first 60 days of account opening.
  • Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Bank Relationship Benefits:

  • Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn 25% to 75% more points.
    • Up to 5.25% Cashback on the Choice Category.
    • Up to 3.50% Cashback on Grocery and Wholesale Clubs.
    • Up to 1.75% Cashback on All Other Purchases.
    • Note: Preferred Rewards bonuses do not apply to the 3% first-year bonus.

Additional Features

  • Digital wallet compatible: Apple Pay®, Google Pay™, Samsung Pay
  • Account alerts available
  • Paperless statements available
  • Online & mobile banking access

Terms and Conditions

Click Apply Now to see the terms and conditions.


Bank of America® Customized Cash Rewards is a flexible cashback card that lets you choose a 3% bonus category. It also comes with a welcome bonus and a 0% intro APR for 15 months on purchases and balance transfers. It works best when you select one bonus category and use the card only for that type of spending. When paired with a flat-rate 2% cashback card for everything else, it can be a powerful part of a multi-card setup. Forgetting to select or manage the bonus category will quickly reduce its value. This card rewards strategy and attention more than simplicity.

Custom Cash®

Apply now

On Citi's Secure Website

Custom Cash®
4.6

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: 0%, 18 months

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.

Citi Flex Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on purchases in your top eligible spending category each billing cycle, on up to $500 per cycle. You’ll also earn an additional 4% cashback on hotels, car rentals, and attractions booked through Citi Travel®, plus unlimited 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,500 in the first six months.

$200

Welcome Offer

  • Earn a $200 cash rewards bonus after spending $1,500 in the first six months.

Rewards

  • 5% Cashback on Top Eligible Category: Earn 5% cashback on purchases in your top eligible spend category each billing cycle, up to the first $500 spent each billing cycle. The eligible categories are Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs, and Live Entertainment.
  • 4% Cashback on Select Citi Travel®: Earn 4% cashback on hotels, car rentals, and attractions booked on Citi Travel®.
  • 1% Cashback on All Other Purchases.

Redemption Options

  • Redeem points for cashback (100 ThankYou® Points = $1) as a statement credit, direct deposit, or mailed check. You can also use them for gift cards and travel, or shop with points at Amazon.com, and more. Redemption rates may vary. Cash rewards do not expire.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Balance Transfers: For 18 months from account opening on balance transfers completed within the first 4 months.
  • Regular APR: After the introductory period, a variable APR of 17.49% - 27.49% applies to purchases and balance transfers.
  • Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Exclusive Offers

  • Citi Entertainment®: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.

Additional Features

  • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
  • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
  • Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
  • Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
  • Free FICO® Score Access: View your FICO® Score for free, updated monthly in your Mobile Banking app or Online Banking. Opt in to see key factors affecting your score and tips to help maintain your credit health.
  • 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
  • Citi® Quick Lock: Instantly block new purchases while allowing recurring transactions to continue without disruption.
  • 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
  • Authorized Users: Add authorized users at no cost to maximize your earning potential.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Citi Custom Cash® Card is an excellent option for people who want to earn high cashback automatically in their top spending category without tracking rotating bonuses. You’ll earn 5% cashback on up to $500 per billing cycle in your highest eligible category, plus an additional 4% on hotels, car rentals, and attractions booked through Citi Travel®, and 1% on all other purchases, all with no annual fee. Add in a sign-up bonus and a 0% intro APR for 18 months on balance transfers, and it’s a strong everyday card for maximizing rewards in one key spending area with minimal effort.

Freedom Flex®

Apply now

On Chase's Secure Website

Freedom Flex®
4.7

Annual fee:
$0

Intro APR

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback each quarter on up to $1,500 in purchases in rotating categories. Activation is required each quarter by the stated deadline. Plus, earn 5% cashback on travel purchased through Chase Travel, 3% on dining and drugstore purchases, and 1% on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Welcome Offer

Earn a $200 bonus after spending $500 in the first 3 months.


Rewards

  • 5% Cashback on Quarterly Rotating Categories: Earn 5% cashback each quarter on up to $1,500 in purchases in rotating categories. Activation is required each quarter by the stated deadline. See current categories here.
  • 5% Cashback on Chase Travel purchases.
  • 3% Cashback Categories:
    • 3% Cashback on Dining, including takeout and eligible delivery services.
    • 3% Cashback on Drugstore purchases.
  • 1x Cashback on All Other Purchases.

Partner Benefits

  • DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
  • Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
  • 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

  • Redeem rewards for cash, travel, gift cards, purchases at Amazon.com, and more.
  • Cashback rewards never expire while your account remains open and in good standing.

Fees and APR

  • Annual Fee: $0.
  • 0% Intro APR on Purchases and Balance Transfers: Enjoy 0% intro APR for 15 months from account opening.
  • Regular APR: After the introductory period, a variable APR of 18.24% - 27.74% applies to purchases and balance transfers.
  • Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
  • Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
  • Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

  • Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
  • Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
  • Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
  • Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
  • Cell Phone Protection: Get up to $800 per claim and $1,000 per year in coverage for damage or theft when you pay your monthly cell phone bill with your eligible card. Coverage is subject to a $50 deductible and limited to 2 claims per year.

Additional Features

  • Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
  • Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
  • 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
  • Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
  • Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
  • Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

The Freedom Flex® Card is a great option for people who want to earn cashback on everyday spending, especially if they can take advantage of changing bonus categories. You’ll earn 5% cashback on up to $1,500 in combined purchases in rotating categories each quarter (after activation), plus 5% on travel booked through Chase, 3% on dining and drugstore purchases, and 1% on everything else. It also offers a $200 bonus after spending $500 in the first 3 months and includes a 0% intro APR for 15 months on purchases and balance transfers. With no annual fee, this card is a good fit for shoppers who don’t mind tracking categories and want to get solid rewards without extra cost.

Business Advantage Customized Cash Rewards

Apply now

On Bank of America's Secure Website

Business Advantage Customized Cash Rewards
4.5

Annual fee:
$0

Intro APR

Purchases: 0%, 7 billing cycles

Balance Transfers: N/A

Regular APR

16.74% - 26.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cashback on dining. You will earn 3% and 2% cashback on the first $50,000 in combined choice category/dining purchases each year. Earn 1% cashback on all other purchases.

1% - 5.25% Cashback

Welcome Offer Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.

$300

  • Welcome bonus: Earn a $300 bonus after spending $3,000 in the first 90 days from your account opening.
  • 3% Cashback in The Category of Your Choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
  • 2% Cashback on Dining.
  • Limit on 2% and 3% Cashback: Earn 3% and 2% cashback on the first $50,000 in combined choice category/dining purchases each year.
  • 1% Cashback on All Other Purchases.
  • Preferred Rewards: Eligible cardholders can earn up to 75% more cashback if they have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honor tier. This can increase the cashback rate to up to 5.25% cashback in your selected choice category, 3.5% cashback on dining, and 1.75% on all other purchases.
  • Annual Fee: None.
  • Foreign Transaction Fees: 3% of the U.S. dollar amount of each transaction.
  • 0% Intro APR on Purchases: For 7 months from account opening.
  • Balance Transfer Fees: 4% of each transfer amount.
  • Regular APR: After the introductory period, a variable APR of 16.74% - 26.74% applies to purchases and balance transfers.
  • Travel Benefits: Include $100,000 in travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.
  • Purchase Protection: Provides coverage against loss, damage, theft, or fire, and includes extended warranty coverage.
  • Business Perks: Cash flow management tools and free access to business credit scores.
  • Redeem Rewards: As a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.
  • Additional Features: Zero liability protection, fraud monitoring, and Balance Connect® for overdraft protection.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Business Advantage Customized Cash Rewards card is a solid choice for small to medium-sized businesses looking to maximize cashback on selected business expenses. If your business already has or is willing to open a business checking account with Bank of America, this card could be a highly beneficial for maximizing your cashback rewards without an annual fee. The card also offers a 0% intro APR, purchase protection, and travel benefits.

Costco Anywhere Visa® Business

Apply now

On Citi's Secure Website

Costco Anywhere Visa® Business
4.1

Annual fee:
$0

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

18.74% - 26.74% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.

Citi Flex Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on gas at Costco and 4% on other eligible gas and EV charging for the first $7,000 per year. Earn 3% cashback on restaurants and eligible travel purchases, including Costco Travel. Earn 2% cashback on all other purchases from Costco and Costco.com. Earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer N/A

N/A

  • Costco Membership: A Costco membership is required to apply.
  • Up to 5% Cashback on Gas: Earn 5% cashback on gas at Costco and 4 % on other eligible gas and EV charging for the first $7,000 per year.
  • 3% Cashback: On restaurants and eligible travel purchases worldwide.
  • 2% Cashback: On all other purchases from Costco and Costco.com.
  • 1% Cashback: On all other purchases.
  • Annual Fee: None.
  • Foreign Transaction Fees: None.
  • Redeem Rewards: Cashback will be provided as an annual credit card reward certificate once your February billing statement closes and is redeemable for cash or merchandise in a single transaction at any U.S. Costco Warehouses, including Puerto Rico. Certificates are redeemable through December 31 of each year.
  • Citi Entertainment®: Purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year’s most anticipated concerts, sporting events, dining experiences, and more.
  • Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $1,000 per claim and $50,000 per account.
  • Travel Benefits: Include Roadside Dispatch®, Travel and Emergency Assistance Services, Worldwide Car Rental Insurance, and Worldwide Travel Accident Insurance.
  • Other benefits: Include digital wallets and contactless pay.
  • Regular APR: 18.74% - 26.74% Variable APR.
  • Click ‘Apply Now’ to see the full terms and conditions.
The Costco Anywhere Visa® Business card is specifically designed for small businesses and is exclusively available to Costco Warehouse club members. It offers high cash rewards on gas and EV charging, restaurants, and eligible travel, with no foreign transaction fees. Additionally, it provides coverage for repairs or refunds if purchases are damaged or stolen.