Credit Cards for Dining

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.

Citi Flex Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on up to $500 in purchases per billing cycle in your top eligible spend category. Additionally, earn 4% cashback on hotels, car rentals, and attractions booked through Citi Travel®, plus unlimited 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $1,500 in the first six months.

$200

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores & pharmacies; or home improvement & furnishings. Additionally, earn 2% cashback at grocery stores and wholesale clubs. You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Plus, earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Additionally, earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.

1% - 8% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement & furnishings. Additionally, earn 2% cashback at grocery stores and wholesale clubs. Earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Plus, earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Intro APR

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 4% cashback on DoorDash and Caviar orders, 3% on dining, 2% on grocery stores, and 1% on all other purchases.

1% - 4% Cashback

Welcome Offer Approved applicants receive a free year of DashPass membership ($96 value), which will auto-renew at the current rate. Cancel anytime.

Free Year of DashPass Membership ($96 value)

Intro APR

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback each quarter on up to $1,500 in purchases in rotating categories. Activation is required each quarter by the stated deadline. Plus, earn 5% cashback on Chase Travel, 3% on dining and drugstore purchases, and 1% on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Up to 26x Points at IHG® Hotels and Resorts:** 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, select business purchases, and gas, plus 3x points on all other purchases.

3x - 10x Points

Welcome Offer Earn 140,000 bonus points after spending $4,000 in the first 3 months. That's up to 4 nights at IHG Hotels & Resorts.

140,000 Points

Intro APR

Regular APR

19.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn up to 26x points at IHG® Hotels and Resorts: 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Earn 5x points on travel, dining, and gas, plus 3x points on all other purchases.

3x - 10x Points

Welcome Offer Earn 175,000 bonus points after spending $5,000 in the first three months. That’s up to 4 nights at IHC hotels and resorts.

175,000 Points

Intro APR

Regular APR

20.24% - 28.24% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3x points on dining, 2x points on travel, 1x points on rent payments without the transaction fee (up to 100,000 points each calendar year), and 1x points on all other purchases. Enjoy double points on the 1st of each month and earn 6x points on dining, 4x points on travel, and 2x points on all other purchases (except rent) up to 10,000 points per month. Note: You will earn points and double points on the 1st of each month when you make 5 transactions that post each statement period. If you do not make at least 5 transactions that post to your account in a statement period, you'll earn a flat 250 points when you use your Bilt Mastercard to pay rent through the Bilt App.

1x - 6x Points

Welcome Offer N/A

N/A

Intro APR

Regular APR

19.49% - 27.99% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

740-850 (Excellent)

Rewards Earn 8x Points on all Chase Travel purchases**, including The Edit℠. Earn 4x Points on flights and hotels booked directly. Earn 3x Points on dining and 1x Points on all other purchases. Purchases that qualify for the $300 Annual Travel Credit or the $500 Edit Hotel Credit do not earn points.

1x - 8x Points

Welcome Offer Earn 125,000 bonus points after spending $6,000 in the first three months.

125,000 Points