Credit Cards for Cash Back

Intro APR

Regular APR

17.49% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.

Custom Pay Plan

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback in the category of your choice: gas & EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores & pharmacies; or home improvement & furnishings. Additionally, earn 2% cashback at grocery stores and wholesale clubs. You will earn 3% and 2% cashback on up to $2,500 in combined choice category/grocery store/wholesale club purchases each quarter. Plus, earn 1% cashback on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in the first three months. Plus, earn 6% cashback in the category of your choice for the first year.

$200 + 6% Cashback In The Category of Your Choice for the First Year

Intro APR

Regular APR

19.49% - 28.49% Variable APR

Buy Now, Pay Later Split eligible purchases of $100 or more into equal monthly installments with a fixed fee. Simply select the purchase in your online account or the American Express® App, and you’ll continue to earn rewards on your purchases as usual.

Plan it^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback on up to $6,000 per calendar year in each of the following categories: U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations. Plus, earn 1% on all other eligible purchases.

1% - 3% Cashback

Welcome Offer Earn a $200 bonus after spending $2,000 in the first six months.

$200

Intro APR

Regular APR

17.49% - 26.49% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback each quarter on up to $1,500 in purchases in rotating categories. Activation is required each quarter by the stated deadline. Plus, earn 1% cashback on all other purchases.

1% - 5% Cashback

Welcome Offer Earn a $100 statement credit when you apply through our site. Plus, enjoy Unlimited Cashback Match: Discover will automatically match all the cashback you earn at the end of your first year, with no limit.

$100 + Unlimited Cashback Match (first year)

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Additionally, earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.

1% - 8% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200

Intro APR

Regular APR

18.24% - 27.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 5% cashback on travel purchased through Chase Travel℠, 3% cashback on drugstores and dining, plus 1.5% on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $250 cash rewards bonus after spending $500 in the first 3 months.

$250

Intro APR

Regular APR

18.74% - 27.49% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 3% cashback on Amazon, Whole Foods, and Chase Travel purchases. Earn 2% cashback at restaurants, gas stations, on local transit and commuting, plus 1% on all other purchases.

1% - 3% Cashback

Welcome Offer Earn a $50 Amazon gift card instantly upon approval.

$50 Amazon Gift Card

Intro APR

Regular APR

19.49% - 28.49% Variable APR

Buy Now, Pay Later Split eligible purchases of $100 or more into equal monthly installments with a fixed fee. Simply select the purchase in your online account or the American Express® App, and you’ll continue to earn rewards on your purchases as usual.

Plan it^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn 6% cashback at U.S. supermarkets on up to $6,000 per calendar year. Additionally, earn 6% cashback on U.S. streaming subscriptions, 3% back on local transit and U.S. gas stations, plus 1% on all other purchases.

1% - 6% Cashback

Welcome Offer Earn a $300 cash rewards bonus after spending $3,000 in the first six months.

$300

Intro APR

Regular APR

16.74% - 24.74% Variable APR

Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.

Chase Pay Over Time^®

Credit Score

670-850 (Good/Excellent)

Rewards Earn unlimited 1.5% cashback on all purchases. Plus, earn 5% cashback on Lyft rides through September 30, 2027.

1.5% - 5% Cashback

Welcome Offer Earn a $750 cashback bonus after spending $6,000 on purchases in the first three months after account opening.

$750

Intro APR

Regular APR

18.49% - 28.49% Variable APR

Buy Now, Pay Later N/A

N/A

Credit Score

740-850 (Excellent)

Rewards Earn 5% cashback when you book hotels and rental cars through Capital One Travel. Earn 5% cashback on Capital One entertainment purchases through December 31, 2025. Plus, earn 1.5% unlimited cashback on all other purchases.

1.5% - 5% Cashback

Welcome Offer Earn a $200 bonus after spending $500 in the first 3 months.

$200