Credit Cards for Cash Back

Welcome Offer

• Earn a $50 Amazon gift card instantly upon approval.

Rewards

• 3% Cashback:
  • Amazon.com
  • Amazon Fresh
  • Whole Foods Market
  • Audible
  • Shopbop
  • Chase Travel purchases
• 2% Cashback:
  • Restaurants
  • Gas stations
  • Local transit and commuting
• 1% Cashback on all other purchases.

Redemption Options

• Redeem points for cashback, gift cards, travel, or purchases at Amazon.com.
• Daily Rewards Redemption: Use your points as soon as the next day, no waiting required.

Fees and APR

• Annual Fee: $0.
• Regular APR: 18.74% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
• Travel Accident Insurance: Receive up to $500,000 in coverage for accidental death or dismemberment when you pay for air, bus, train, or cruise travel with your card.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Interest-Free Monthly Payments: Pay over time with equal monthly payments on purchases of $50 or more at Amazon.com or eligible Amazon Pay retailers. No interest, just split payments at checkout. (Note: These purchases do not earn % back rewards.)
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Embedded Chip Technology: Provides enhanced security and greater acceptance at chip-enabled terminals in the U.S. and internationally.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $300 cash rewards bonus after spending $3,000 in the first three months.

Rewards

• Earn 1.5% unlimited cashback on all purchases.
• Boosted Rewards for Preferred Rewards Members: If you’re enrolled in Bank of America Preferred Rewards, you can earn up to 75% more cashback, boosting your rewards to up to 2.62% cashback on all purchases.

Redemption Options

• Redeem rewards as a statement credit, a direct deposit into an eligible Bank of America® account, or a check mailed to you.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 7 months from account opening.
• Regular APR: After the introductory period, a variable APR of 16.74% - 26.74% applies to purchases and balance transfers.
  • Paying late won’t raise your APR.
• Balance Transfer Fees: 5% of each transfer amount.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Business Perks

• Cash Flow Management Tools: Manage your business more easily with online tools like automatic payments, fund transfers, and the ability to download transactions into QuickBooks for streamlined accounting.
• Free Access to Business Credit Scores: View your Dun & Bradstreet business credit scores at no cost through Business Advantage 360, Bank of America’s small business online banking platform.

Travel Benefits

• Travel Accident Insurance: Receive up to $100,000 in travel accident insurance when you pay for eligible travel with your card.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Emergency Ticket Replacement.
• Lost-Luggage Assistance.
• Legal and Medical Referrals when you’re away from home.

Purchase Protections

• Purchase Protection: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Balance Connect® for Overdraft Protection: Link your eligible Bank of America® checking account to your credit card to help avoid declined purchases or returned checks. No transfer fees, other fees may apply.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $500 cash rewards bonus after spending $5,000 in the first three months.

Rewards

• Earn 2% unlimited cashback on purchases made for your business, with no categories to track or quarterly activations.

Lounge Access

• Priority Pass™: Cardholders receive a Priority Pass™ membership with access to more than 1,300 participating airport lounges worldwide on a pay-per-visit basis.

Redemption Options

• Redeem rewards for a statement credit, gift cards, travel, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 16.74% - 24.74% applies to purchases.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Business Perks

• Employee Cards at No Additional Cost: Issue employee cards with custom spending limits and earn rewards faster on their purchases.
• Account Alerts: Customize alerts to help keep your account secure and stay informed about activity, with notifications delivered the way you prefer.
• Recurring Bill Payments: Save time by setting up recurring payments with merchants you pay regularly, while earning rewards on everyday business expenses.
• Mastercard Business Assistant: Get 24/7 expert support for everyday business needs, from arranging travel and meetings to recommending restaurants, services, or office equipment upgrades, so you can save time and stay focused on your business.
• Mastercard Merchant Offers: Enjoy exclusive offers and discounts with popular brands, delivering added value across experiences, travel, and everyday purchases.

Travel Benefits

• Worldwide Automatic Common Carrier Travel Accident Insurance: Receive coverage of up to $250,000 for a covered loss resulting from an accident while traveling on a common carrier when you pay for the trip with your card.
• MasterRental® Coverage (Car Rental): Get coverage for damage or theft of a rental car when you pay for the rental with your card and decline the rental company’s collision damage waiver.
• Mastercard Travel and Lifestyle Services: Get access to premium travel and lifestyle benefits, including special offers, upgrades, and preferred treatment with top hotels, airlines, cruises, tours, and car rental companies. You’ll also have access to a 24/7 complimentary lifestyle concierge to help plan trips and experiences, plus added peace of mind with the Mastercard Lowest Hotel Rate Guarantee and Hotel Stay Guarantee. Services provided are billed to your card.
• Baggage Delay Insurance: Get reimbursed up to $300 per covered trip for essential purchases if your baggage is delayed more than 4 hours.

Additional Features

• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• Mastercard Global Service™: Get 24/7 worldwide assistance with lost or stolen card reporting and emergency card replacement, helping you stay protected wherever you travel.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $750 cashback bonus after spending $6,000 in the first three months.

Rewards

• Earn unlimited 1.5% cashback on all purchases.
• 5% Cashback on Lyft: Earn 5% cashback on Lyft rides through September 30, 2027.

Redemption Options

• Redeem rewards for cash, gift cards, travel, and more through Chase Ultimate Rewards®.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 16.74% - 24.74% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars.

Business Perks

• Employee Cards at No Additional Cost: Issue employee cards with custom spending limits and earn rewards faster on their purchases.
• Manage Your Cash Flow: Use your business credit card to make payments and keep your cash on hand longer.
• Build Your Business Credit: As your business grows, having a business credit card helps build your company’s own credit history, making it easier to access more capital over time.
• Separate Business and Personal Expenses: Easily track business spending and keep clean records for tax reporting and other business needs. You can also integrate your card with bookkeeping software to simplify accounting.
• Account Alerts: Customize alerts to help keep your account secure and stay informed about activity, with notifications delivered the way you prefer.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $60,000.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.

Purchase Protections

• Purchase Protection: Covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Extended Warranty Protection: Extends the warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

• Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Approved applicants receive a free year of DashPass membership ($96 value), which will be auto-renewed at the current rate. DashPass members enjoy $0 delivery fees, reduced service fees, and exclusive benefits on every eligible order. Cancel anytime.

Rewards

• 4% Cashback on DoorDash and Caviar orders.
• 3% Cashback on Dining when purchased directly from a restaurant.
• 2% Cashback on Grocery Stores online or in-store.
• 1% Cashback on All Other Purchases.

Partner Benefits

• DashPass Anniversary Bonus: Receive a complimentary DashPass membership every year with $10,000 in annual card spend.
• Priceless®: Immerse yourself in virtual and in-person experiences with Mastercard Priceless Experiences®.

Redemption Options

• Redeem rewards for DoorDash and Caviar orders, cash, and gift cards.

Fees and APR

• Annual Fee: $0.
• Regular APR: 18.24% - 27.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• World Elite Concierge: Complimentary 24/7 concierge service to help with dining reservations, finding hard-to-get items, travel planning, and more.
• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• 24/7 Customer Service Access: Get round-the-clock access to dedicated customer service specialists from anywhere in the world.
• Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $300 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Travel purchased through Chase Travel℠.
• 3% Cashback Categories:
  • 3% Cashback on Drugstore Purchases.
  • 3% Cashback on Dining, including takeout and eligible delivery services.
• 1.5% Cashback on All Other Purchases.

Partner Benefits

• DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
• 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.24% - 27.74% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Spend Instantly: Add your new Chase credit card to a digital wallet and start using it right away, no need to wait for the physical card to arrive.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Prime Membership Required for highest rewards: You need an active Amazon Prime membership to apply for the Prime Visa and earn its highest reward rates.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

Rewards

• 5% Cashback Categories (with an eligible Prime membership):
  • 5% Cashback at Amazon.com and Amazon Fresh.
  • 5% Cashback at Whole Foods Market.
  • 5% Cashback at Audible.com.
  • 5% Cashback on Chase Travel purchases.
• 2% Cashback Categories:
  • 2% Cashback at Restaurants.
  • 2% Cashback at Gas Stations.
  • 2% Cashback on Local Transit and Commuting.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
• Points post and can be redeemed as soon as the next day.

Fees and APR

• Annual Fee: $0.
• Regular APR: 18.74% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

• Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Don’t have Amazon Prime?

• The Amazon Visa card is a good option for occasional Amazon shoppers who prefer not to pay for full Prime membership. For frequent Amazon or Whole Foods purchases, the Prime Visa generally provides better overall value. 👉 Check Amazon Visa card details.

Welcome Offer

• Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
• 5% Cashback on Capital One Entertainment purchases.
• 1.5% Unlimited Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
• Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
• Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
• Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® status just for being cardholder. Skip the rental counter at selected locations, get access to a wider range of vehicle, and enjoy faster service and special upgrades when available.

Travel Benefits

• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.

Purchase Protections

• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
• Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
• Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
• CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Emergency card replacement.
• Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.
• 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
• Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 3% Cashback Categories:
  • 3% Cashback on Grocery Stores.
  • 3% Cashback on Dining.
  • 3% Cashback on Entertainment.
  • 3% Cashback on Select Streaming Services.
• 8% Cashback on Capital One Entertainment purchases.
• 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 12 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
• Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
• Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
• Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® status just for being cardholder. Skip the rental counter at selected locations, get access to a wider range of vehicle, and enjoy faster service and special upgrades when available.

Travel Benefits

• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.

Purchase Protections

• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Emergency card replacement and a cash advance.
• Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
• Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• 24/7 Customer Service.
• Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
• Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
• Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• The Savor Rewards for Students card offers similar elevated cashback on dining, entertainment, and grocery purchases, with student-friendly approval requirements. It is designed for students who want straightforward rewards without an annual fee. 👉 View Savor Rewards for Students card details

Improve Your Approval Chances: If you’ve never had a credit card, keeping at least $250 in a Chase checking or savings account before you apply can help you get approved for the Chase Freedom Rise® card.

Welcome Offer

• $25 for Enrolling in Autopay: Get a $25 statement credit when you enroll in automatic payments in the first three months.

Rewards

• Earn 1.5% unlimited cashback on all purchases.

Partner Benefits

• DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
• 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

• Redeem rewards for cash, travel, gift cards, purchases at Amazon.com, and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 25.24% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Additional Features

• Turn Good Habits Into an Upgrade: If you use your Freedom Rise® card responsibly, you’ll be automatically checked each year for an upgrade to the Chase Freedom Unlimited® card. Just keep your account open, make at least one purchase, and pay all your bills on time for 12 months.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Credit Limit Increase: After 6 months, Chase will see if you qualify for a higher spending limit on your Freedom Rise® card. Your credit limit is the most you’re allowed to spend on the card.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Lock or Unlock Your Card: Use the Chase Mobile® app or Chase.com to quickly lock your card and stop new purchases if it’s lost or stolen. You won’t be responsible for unauthorized charges, and your automatic payments will still go through.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.

Terms and Conditions

Click Apply Now to see the terms and conditions.