Business credit cards are designed for businesses and organizations to manage expenses and make purchases. They offer the advantage of separating business and personal expenses, simplifying accounting and tax processes. With features such as expense management tools, rewards programs tailored to business spending, and business-specific benefits like integration with accounting software and dedicated customer support, these cards provide businesses with better financial control, the opportunity to earn rewards, and access to short-term financing.
On Chase's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time®
Credit Score
670-850 (Good/Excellent)
Rewards Up to 26X Points at IHG® Hotels and Resorts: 10X points with the card + up to 10X points as an IHG One Rewards member + up to 6X point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember. Additionally, earn 5X points on travel, dining, select business purchases, and gas stations, plus 3X points on all other purchases.
3x - 10x Points
Welcome Offer Earn 140,000 bonus points after spending $4,000 in the first 3 months. That's up to 4 nights at IHG Hotels & Resorts.
140,000 Points
On Chase's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time®
Credit Score
670-850 (Good/Excellent)
Rewards Earn 3X points on Southwest Airlines® purchases, 2X points at gas stations and restaurants on up to $8,000 in combined purchases per year, and 1X point on all other purchases. Plus, earn 1X point on up to $15,000 in balance transfers made within the first 90 days of account opening.
1x - 3x Points
Welcome Offer Earn 60,000 points after spending $3,000 in the first three months.
60,000 Points
On Chase's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.74% - 28.24% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time®
Credit Score
740-850 (Excellent)
Rewards Earn 8X miles on United flights: 6X miles as a MileagePlus member + 2X miles with the United Club Business Card. Additionally, earn 2X miles on all other eligible United purchases. Earn 5X miles on hotel stays when you prepay directly through Renowned Hotels and Resorts, plus 1.5X miles on all other purchases.
1.5x - 5x Miles
Welcome Offer Earn 100,000 bonus miles + 2,000 Premier qualifying points (PQP) after spending $5,000 on purchases in the first 3 months. Plus, earn 10,000 bonus miles after you add an employee card in the first 3 months.
110,000 Miles + 2,000 Premier qualifying points (PQP)
On Chase's Secure Website
Intro APR
Purchases: 0%, 12 months
Balance Transfers: N/A
Regular APR
16.74% - 24.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time®
Credit Score
670-850 (Good/Excellent)
Rewards Earn 1.5% cashback on all purchases. Plus, earn 5% cashback on Lyft rides through September 30, 2027.
1.5% - 5% Cashback
Welcome Offer Earn a $750 bonus after spending $6,000 on purchases in the first three months.
$750
On Chase's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
No APR since the balance is due in full every month
Buy Now, Pay Later N/A
N/A
Credit Score
740-850 (Excellent)
Rewards Earn 8X points on Chase Travel purchases, including The Edit℠, 5X on Lyft rides through 9/30/27, 4X on flights and hotels booked directly, 3X on social media and search engine advertising, and 1X on all other purchases. Purchases covered by select travel credits do not earn points.
1x - 8x Points
Welcome Offer Earn 150,000 bonus points after spending $20,000 in the first three months.
150,000 Points
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 7 billing cycles
Balance Transfers: N/A
Regular APR
16.74% - 26.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn unlimited 1.5x points per $1 spent on all purchases.
1.5x Points
Welcome Offer Earn 50,000 bonus points after spending $5,000 in the first 3 months.
50,000 Points
On Bank of America's Secure Website
Intro APR
Purchases: 0%, 7 billing cycles
Balance Transfers: N/A
Regular APR
14.74% - 25.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. No interest, just a fixed monthly fee.
Custom Pay Plan
Credit Score
670-850 (Good/Excellent)
Rewards N/A
N/A
Welcome Offer Earn a $300 cash rewards bonus after spending $3,000 in the first three months.
$300
On Wells Fargo's Secure Website
Intro APR
Purchases: 0%, 12 months
Balance Transfers: N/A
Regular APR
16.74% - 24.74% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
670-850 (Good/Excellent)
Rewards Earn 2% unlimited cashback on purchases made for your business, with no categories to track or quarterly activations.
2% Cashback
Welcome Offer Earn a $500 cash rewards bonus after spending $5,000 in the first three months.
$500
On Chase's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.24% - 27.74% Variable APR
Buy Now, Pay Later Break up eligible credit card purchases into equal monthly payments. Two plan options - "after purchase" in the bank account, or "at checkout" with select merchants (e.g., Amazon). Eligibilty requirements vary.
Chase Pay Over Time®
Credit Score
670-850 (Good/Excellent)
Rewards Earn up to 9x points at Hyatt Hotels: 4x points per $1 on qualifying purchases with your card and 5x points as a World of Hyatt member. Also, earn 2x points in your top two categories each quarter, 2x points on fitness club and gym memberships, plus 1x point on all other purchases.
1x - 4x Points
Welcome Offer Earn 60,000 bonus points after spending $5,000 in the first 3 months.
60,000 Points
On Citi's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.74% - 26.74% Variable APR
Buy Now, Pay Later Make equal monthly payments on purchases of $75 or more. No interest, just a fixed monthly fee. The plan availability is up to the bank's discretion.
Citi Flex Plan
Credit Score
670-850 (Good/Excellent)
Rewards Earn 5% cashback on gas at Costco and 4% on other eligible gas and EV charging for the first $7,000 per year. Earn 3% cashback on restaurants and eligible travel purchases, including Costco Travel. Earn 2% cashback on all other purchases from Costco and Costco.com. Earn 1% cashback on all other purchases.
1% - 5% Cashback
Welcome Offer N/A
N/A