Credit Cards for Sign-up Bonuses

Welcome Offer

• Earn 100,000 bonus points after spending $6,000 in the first three months.

Rewards

• 12x Points on Hotels, Car rentals, and Attractions when booked on Citi Travel®.
• 6x Points on Flights booked on Citi Travel®.
• 6x Points at Restaurants on Citi Nights℠ purchases, Friday and Saturday from 6pm - 6am ET.
• 3x Points at Restaurants any other time.
• 1.5x Points On All Other Purchases.

Partner Benefits

• Up to $200 Annual Splurge Credit℠: Earn up to $200 in statement credits each calendar year when you choose up to two eligible brands, including 1stDibs, American Airlines, Best Buy®, Future Personal Training, and Live Nation (exclusions apply).
• Up to $200 Annual Blacklane® Credit: Earn up to $200 in statement credits each calendar year when you book rides with Blacklane, a premium global chauffeur service. Receive up to $100 from January through June and up to $100 from July through December.

Lounge Access

• Priority Pass™ Select membership: Enjoy unlimited access to over 1,300 lounges worldwide for you and up to two guests.
• American Airlines Admirals Club® Lounge Access Passes: Each calendar year, receive four Admirals Club® Citi Strata Elite℠ Passes (over $300 in value), giving you access to nearly 50 Admirals Club® lounges. Enjoy complimentary snacks and drinks, free Wi-Fi, personal travel assistance, and a comfortable place to relax before your flight.

Redemption Options

• Redeem points for cash, gift cards, travel through Citi Travel®, shopping, purchases at Amazon.com, and more.
• Point Transfer: Transfer your points to top airline and hotel loyalty programs.

Fees and APR

• Annual Fee: $595, with an additional $75 per year for each authorized user.
• Regular APR: 20.49% - 28.49% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Up to $300 Annual Hotel Benefit: Receive up to $300 off each calendar year on a hotel stay of two nights or more when you book through Citi Travel®.
• Global Entry/TSA PreCheck® Fee Credit: Get up to $120 every four years for the application fee.
• The Reserve by Citi Travel®: Book select participating hotels through Citi Travel® and enjoy premium on-property benefits, including daily complimentary breakfast for two, free Wi-Fi, and a $100 experience credit (varies by property). Additional perks, such as early check-in, late check-out, and room upgrades, may be available based on availability. Simply select a Reserve Hotel rate at checkout to receive these benefits.
• Trip Delay: Get reimbursed for eligible expenses like meals and lodging if your trip is delayed for a covered reason.
• Trip Cancellation & Interruption Insurance: Get reimbursed for non-refundable travel costs if you need to cancel or cut your trip short due to a covered reason. Applies to airfare, ferry, train, bus, and cruise tickets when purchased with your card.
• Lost or Damaged Luggage: Get reimbursed for eligible expenses if your checked or carry-on luggage is lost or damaged during your trip.
• MasterRental® Coverage (Car Rental): Get coverage for damage or theft of a rental car when you pay for the rental with your card and decline the rental company’s collision damage waiver.

Purchase Protections

• Purchase Assurance Plus: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Exclusive Offers

• Death & Co® Access: Enjoy exclusive content and tutorials from one of the most influential cocktail institutions of the modern era. With complimentary access to Fashioned, Death & Co’s online learning platform, Citi Strata Elite℠ cardholders can learn everything from cocktail fundamentals to advanced techniques. Enrollment required. For adults 21+.
• Citi Entertainment®: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Citigold® Relationship Credit: Qualifying Citigold® clients can receive a $145 annual banking relationship credit when the primary cardmember has an open and active Citi Strata Elite℠ Card with the $595 annual fee assessed.
• Citi Travel®: Book flights, hotels, car rentals, and attractions using your eligible Citi card, points, or a combination of both. Citi Travel® gives you access to over 1.4 million hotels and resorts worldwide, making it easy to plan and manage trips in one place.

Additional Features

• Citi® Quick Lock: Instantly block new purchases while allowing recurring transactions to continue without disruption.
• 24/7 Fraud Protection: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Mastercard® ID Theft Protection™: Get help detecting and resolving identity theft with 24/7 monitoring and expert support.
• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
• 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.
• Free FICO® Score Access: View your FICO® Score for free, updated monthly in your Mobile Banking app or Online Banking. Opt in to see key factors affecting your score and tips to help maintain your credit health.
• Citi® Flex Pay: Buy now and pay over time with fixed monthly payments on eligible purchases of $75 or more, while still earning points on your purchases.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 80,000 bonus points after spending $2,000 in the first six months.

Rewards

• 7x Points on Hotels & Resorts: Earn 7x points on eligible purchases made directly with hotels and resorts in the Hilton portfolio.
• 5x Points Categories:
  • 5x Points on Dining, at U.S. restaurants including takeout and eligible delivery services.
  • 5x Points on Groceries at U.S. supermarkets.
  • 5x Points on gas at U.S. gas stations.
• 3x Points on All Other Eligible Purchases.

Elite Hotel Status

• Hilton Honors™ Silver Status: Enjoy complimentary Silver status with your card, including a 20% bonus on Base Points earned on every stay. You’ll also get the fifth night free when you book a standard room reward stay using 100% points at participating Hilton Honors properties.

Redemption Options

• Redeem your points for free nights at Hilton Honors properties worldwide, room upgrades, experiences & events, gift cards, and more.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.49% - 28.49% Variable APR.
• Foreign Transaction Fee: None.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Global Assist® Hotline (travel assistance, not insurance): Provides 24/7 assistance when traveling more than 100 miles from home, including help with medical, legal, and travel emergencies. This service helps connect you to local resources, but you are responsible for any costs charged by third-party providers.

Purchase Protections

• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $1,000 per claim and $50,000 per year.

Exclusive Offers

• Events With Amex™: Enjoy presale and special ticket access to select must-see events. Your eligible card unlocks exclusive card member benefits at concerts, sports, theater, and other live events, helping take your experience to the next level.
• Amex Offers: Amex offers helps card members earn extra rewards on purchases they already love. Browse and add available offers to your eligible card, then earn additional rewards or statement credits when you make qualifying purchases at select brands with American Express.

Additional Features

• Send & Split®: Easily split American Express® purchases with friends using Venmo or PayPal directly in the Amex App. The app handles the math, sends payment requests, and tracks repayments. You can receive paybacks as a statement credit—and you still earn rewards on the full purchase. Enrollment required. Terms apply.
• Year-End Summary: Get access to a Year-End Summary of your charges, making it easy to review and track your annual spending.
• Plan It®: Split eligible purchases of $100 or more into equal monthly installments with a fixed fee. Simply select the purchase in your online account or the American Express® App, and you’ll continue to earn rewards on your purchases as usual.
• Additional Cards: Add an additional card for anyone who makes purchases on your behalf, such as a spouse, employee, or child age 13 or older, to help manage spending and earn rewards together.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 175,000 bonus points after spending $8,000 in the first six months.

Rewards

• 5x Points on Flights: Earn 5x points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 in purchases per calendar year.
• 5x Points on Prepaid Hotels booked on American Express Travel®.
• 1x Points on All Other Purchases.

Partner Benefits

• Up to $200 Uber Cash: Add your card to your Uber account and use it for rides or Uber Eats orders in the U.S. to receive $15 in Uber Cash each month, plus a $20 bonus in December.
• Up to $120 Uber One Credit: Receive up to $120 in statement credits per calendar year after purchasing an auto-renewing Uber One membership.
• Up to $300 Lululemon Credit: Receive up to $75 in statement credits each quarter for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.
• Up to $155 Walmart+ Credit: Receive statement credits for an auto-renewing Walmart+ monthly membership, up to $12.95 per month plus applicable taxes.
• Up to $100 Shop Saks Fifth Avenue Credit: Receive up to $50 in statement credits twice per year for eligible purchases made at Saks Fifth Avenue or saks.com. Enrollment required.
• $200 Oura Ring Credit: Receive up to $200 in statement credits each calendar year when you use your Platinum Card® to purchase an Oura Ring at ouraring.com. Enrollment required.
• $300 Equinox Credit: Receive up to $300 in statement credits each year when you use your Platinum Card® to pay for an Equinox+ digital subscription or an auto-renewing Equinox club membership. Enrollment required.

Lounge Access

• The Global Lounge Collection ($850+ in Value): Enjoy over $850 in annual value through access to Centurion® Lounges, 10 complimentary Delta Sky Club® visits when flying on eligible Delta flights, a Priority Pass Select™ membership (enrollment required), and access to other select partner lounges worldwide.

Elite Hotel Status

• Marriott Bonvoy® Gold Elite Status: Enjoy perks like room upgrades when available, late checkout, and enhanced in-stay benefits at participating Marriott Bonvoy properties when booked at a qualifying rate.
• Hilton Honors™ Gold Status: Enjoy valuable perks like space-available room upgrades, daily food and beverage credits at select hotels, and bonus points on stays at participating Hilton Honors properties.
• Leaders Club Sterling Status: Enjoy Leaders Club Sterling Status with The Leading Hotels of the World®, including benefits like room upgrades when available, complimentary breakfast, early check-in and late checkout (when available), and exclusive member-only offers at participating luxury properties worldwide.

Redemption Options

• Redeem your rewards for gift cards, travel, purchases at Amazon.com, Grubhub, and BestBuy.com®, and more.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $895.
• Regular APR: 19.49% - 28.49% Variable APR.
• Foreign Transaction Fee: None.

Travel Benefits

• Up to $600 Hotel Credit: Receive up to $300 in statement credits twice per year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings made through Amex Travel. A two-night minimum stay is required for The Hotel Collection.
• $200 Airline Fee Credit: Select one qualifying airline and receive up to $200 in statement credits each calendar year for eligible incidental fees charged to your Platinum Card®. Covered expenses may include checked bags, in-flight refreshments, flight-change fees, overweight or oversized baggage fees, airport lounge day passes, pet kennel fees, and phone reservation fees.
• Fine Hotels + Resorts®: Book stays at 1,800+ luxury Hotels + Resorts® properties through American Express Travel® and enjoy a complimentary suite of benefits worth an average of $550 per stay. Perks typically include room upgrades when available, daily breakfast for two, 4pm late checkout, and a property credit.
• Global Entry/TSA PreCheck® Fee Credit: Get up to $120 every four years for the application fee.
• CLEAR® Plus Credit: Receive up to $209 in statement credits per calendar year for an auto-renewing CLEAR Plus® membership, excluding taxes and fees.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Trip Delay Reimbursement: If your trip is delayed by more than 6 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging, maximum 2 claims per eligible card per 12 consecutive month period.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $10,000 per trip and up to $20,000 per card in 12-month period for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• The Hotel Collection: Discover 1,000+ upscale hotels worldwide with The Hotel Collection and receive a $100 credit toward eligible charges on stays of two nights or more when you book through American Express Travel.
• Platinum Travel Service: Get personalized trip planning with Platinum Travel Consultants who create custom itineraries and tailored recommendations to help you make the most of every journey.
• Car Rental Privileges: Enjoy special benefits with Avis, Hertz, and National Car Rental, including discounts, faster service, and elite status perks at participating locations.
• Premium Global Assist® Hotline: Get 24/7 access to assistance while traveling more than 100 miles from home, including help with medical, legal, and travel emergencies, coordination of services, and emergency support when you need it most.

Purchase Protections

• Purchase Protection: Covers new purchases for 90 days against damage or theft, up to $10,000 per claim and $50,000 per year.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of five years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $300 per item and $1,000 per year.
• Cell Phone Protection: Get up to $800 per claim in coverage for damage or theft when you pay your monthly cell phone bill with your eligible card. Coverage is subject to a $50 deductible and limited to 2 claims per year.

Exclusive Offers

• Global Dining Access by Resy: Get access to exclusive tables, priority reservations, and special dining experiences at top restaurants around the world.
• Up to $400 Resy Credit: Receive up to $100 in statement credits each quarter when you make eligible purchases at U.S. Resy restaurants. Enrollment required.
• Platinum Nights by Resy: Enjoy exclusive dining events and special experiences at top restaurants, reserved for Platinum Card® members.
• Up to $300 Digital Entertainment Credit: Earn up to $25 in statement credits each month on eligible purchases with participating digital entertainment partners. Enrollment required.
• Premium Events Collection™: RSVP to specially curated, once-in-a-lifetime experiences exclusively for Platinum Card® Members. From sporting and fashion events to fine dining, art, and live performances, these tailored experiences are designed to elevate your access through American Express.
• Events With Amex™: Enjoy presale and special ticket access to select must-see events. Your eligible card unlocks exclusive card member benefits at concerts, sports, theater, and other live events, helping take your experience to the next level.
• Amex Offers: Amex offers helps card members earn extra rewards on purchases they already love. Browse and add available offers to your eligible card, then earn additional rewards or statement credits when you make qualifying purchases at select brands with American Express.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 30,000 bonus miles after spending $1,000 in the first three months.
• Earn 10,000 bonus miles after adding an authorized user to your account in the first three months.

Rewards

• Up to 7x Miles on United Purchases:
  • 7x Miles on United Flights: Earn 5x miles as a MileagePlus member and 2x miles with the United Gateway Card.
  • 2x Miles on All Other Eligible United Purchases.
• 2x Miles Categories:
  • 2x Miles at Gas Stations.
  • 2x Miles on Local Transit and Commuting.
• 1x Mile on All Other Purchases.

Redemption Options

• Redeem miles for gift cards, travel, experiences, or apply as a statement credit, and more.
• MileagePlus miles do not expire.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 19.74% - 28.24% applies to purchases and balance transfers.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• 25% Savings on Inflight Purchases: Receive 25% back on United inflight and Club premium drink purchases.
• Checked Bag Benefit: Earn two free checked bags after you spend $10,000 in a calendar year.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary and provides reimbursement up to $60,000.
• Roadside Assistance: In the event of a roadside emergency, call for dispatch service anytime. Any applicable service fees will be charged to your card at the time of assistance.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Exclusive Cardmember Events: Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.
• Visa Signature® Concierge: Enjoy 24/7 complimentary concierge service to help with booking flights, hotels, transportation, event tickets, dining reservations, golf tee times, and more.

Additional Features

• Contactless Payments: Tap to pay quickly and securely with your contactless credit card at checkout, no swiping or inserting needed.
• Digital Wallet Compatible: Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless payments in-store, in-app, and online.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 80,000 bonus points after spending $2,000 in the first three months.

Rewards

• Up to 17x Points at IHG® Hotels and Resorts: 5x points for every $1 spent with the IHG One Rewards Traveler card + up to 10x points for being an IHG One Rewards member + up to 2x points with Silver Elite Status, a benefit of being an IHG One Rewards Traveler cardmember.
• 3x Points Categories:
  • 3x Points on Dining.
  • 3x Points at Gas Stations.
  • 3x Points on Utilities.
  • 3x Points on Internet, Cable, and Phone Services.
  • 3x Points on Select Streaming Services.
• 2x Points on All Other Purchases.
• Annual Bonus: Earn 10,000 bonus points after spending $10,000 in purchases each calendar year.
• Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Traveler credit card.

Elite Hotel Status

• Automatic Silver Elite Status with IHG One Rewards: Enjoy automatic Silver Elite Status with benefits like Late Checkout (where available) and 20% more points on stays at participating IHG Hotels & Resorts. Status renews every account anniversary year.
• Gold Elite Status: Spend $20,000 or more in a calendar year and, as the primary cardmember, you’ll earn Gold Elite Status through December 31 of the following year.

Redemption Options

• Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
• Points will not expire as long as there is IHG One Rewards program activity for 12 consecutive months.

Fees and APR

• Annual Fee: $0.
• Regular APR: 19.24% - 27.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person and $10,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

Exclusive Offers

• Early Access to IHG Reward Night Sales: IHG One Rewards Cardmembers enjoy exclusive early access to Reward Night sales each year.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 200,000 bonus points after spending $30,000 in the first six months.

Rewards

• 8x Points on All Chase Travel Purchases, including The Edit℠.
• 5x Points on Lyft Rides through 9/30/27.
• 4x Points Travel Categories:
  • 4x Points on Flights booked directly with the airline.
  • 4x Points on Hotels booked directly with the hotel.
• 3x Points on Social Media and Search Engine Advertising.
• 1x Points on All Other Purchases.
• Note: Purchases that qualify for the $300 Annual Travel Credit or the $500 Edit Hotel Credit do not earn points.

Partner Benefits

• $10 Monthly Lyft Credit: Earn $10 in Lyft credits each month (up to $120 annually) when you add your Sapphire Reserve card to the app. Offer valid through September 30, 2027.
• DoorDash: Enjoy complimentary DashPass membership for DoorDash and Caviar. Activate by December 31, 2027 to receive at least one year of benefits, including $0 delivery fees and lower service fees on eligible orders.
• Monthly DoorDash Credits: Available to DashPass members who activate the benefit through December 31, 2027:
  • $5 off one restaurant order per month (subtotal only; does not apply to taxes, fees, or tip).
  • Two $10 discounts on non-restaurant orders per month (like groceries or convenience items).
• $100 Curated Gift Card Credit: Earn up to $100 per year in statement credits when you purchase gift cards from the curated collection at giftcards.com/reservebusiness — up to $50 from January through June and up to $50 from July through December.

Lounge Access

• Chase Sapphire Lounge® by The Club: Relax and refresh with locally inspired menus, a curated selection of beverages, and an unforgettable atmosphere.
• Priority Pass™ Select Membership: Enjoy unlimited access to over 1,300 lounges worldwide for you and up to two guests.
• Please note: Sapphire Lounge® and Priority Pass™ Select benefits are not available for employee cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

Elite Hotel Status

• IHG One Rewards Platinum Elite Status: Enjoy automatic Platinum Elite status in IHG One Rewards through December 31, 2027. Please note: This benefit is not available for employee cardmembers.

Redemption Options

• Redeem your rewards for cash, gift cards, travel, products, services, and more.
• 1:1 Point Transfer: Transfer your points to top airline and hotel loyalty programs at a 1:1 value.
• Points Boost: Get up to 2x on select airline flights and hotels when you redeem through Chase Travel.

Fees and APR

• Annual Fee: $795.
• Regular APR: 17.74% - 25.74% Variable APR.
• Foreign Transaction Fee: None.

Business Perks

• $200 Google Workspace Credit: Earn up to $200 in annual statement credits on purchases made directly with Google Workspace. Access powerful business tools like Google AI in Gmail, Calendar, Drive, Meet, and NotebookLM to help your team work smarter and grow faster.
• $400 ZipRecruiter Credit: Earn up to $400 in annual statement credits on purchases made directly with ZipRecruiter — up to $200 from January through June and up to $000 from July through December. Post jobs and connect with qualified candidates quickly to help grow your business.
• Build Your Business Credit: As your business grows, having a business credit card helps build your company’s own credit history, making it easier to access more capital over time.
• Employee Travel: Get better visibility into employee travel spending and earn accelerated rewards when employees book through Chase Travel.
• Account Alerts: Customize alerts to help keep your account secure and stay informed about activity, with notifications delivered the way you prefer.
• Employee Cards at No Additional Cost: Issue employee cards with custom spending limits and earn rewards faster on their purchases.
• Get Insights Into Your Business: The Chase Sapphire Reserve® for Business gives you 24/7 access to account details, quarterly reports, and up to 24 months of statement history, helping you track spending and manage your business more effectively.
• Manage Your Cash Flow: Use your business credit card to make payments and keep your cash on hand longer.
• Separate Business and Personal Expenses: Easily track business spending and keep clean records for tax reporting and other business needs. You can also integrate your card with bookkeeping software to simplify accounting.
• 24/7 Customer Service Access: Get round-the-clock access to dedicated customer service specialists from anywhere in the world.

Travel Benefits

• $300 Annual Travel Credit: Receive a $300 credit for travel purchases charged to your card, annually on your account anniversary.
• $500 Credit for Stays with The Edit℠: Get up to $500 in statement credits each year for purchases with The Edit℠, up to $250 from January through June, and up to $250 from July through December.
• The Edit℠: Book through The Edit℠ to access a curated collection of premium hotels with exclusive benefits, like daily breakfast for two, a $100 property credit, room upgrades (when available), and more. Please note: This benefit is not available for employee cardmembers, and a two-night minimum is required.
• Global Entry/TSA PreCheck®/NEXUS Fee Credit: Get up to $120 every four years for the application fee.
• Car Rental Benefits: Use your Chase Visa Infinite® card to unlock special car rental perks with major rental companies worldwide.
  • Avis: Get up to 30% off base rates on qualifying rentals at over 5,000 locations worldwide. Enjoy automatic Preferred Plus enrollment, free weekend rentals, and up to 10% off Select Series vehicles.
  • Hertz: Cardholders enrolled in Hertz Gold Plus Rewards® receive special savings, faster service, bonus points, and extra return hours on U.S. rentals.
  • National Car Rental: Save up to 25% on qualifying rentals at participating locations in the U.S., Canada, Latin America, and the Caribbean. Get complimentary Emerald Club Executive status, plus a free weekend day and a one-class upgrade when available.
• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is primary and provides reimbursement up to $75,000.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $10,000 per person and $20,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Trip Delay Reimbursement: If your trip is delayed by more than 6 hours or requires an overnight stay, you can be reimbursed up to $500 per traveler for expenses like meals and lodging.
• Travel Accident Insurance: Receive up to $1,000,000 in coverage for accidental death or dismemberment when you pay for air, bus, train, or cruise travel with your card.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 5 days for essential purchases if your baggage is delayed more than 6 hours.
• Emergency Evacuation & Transportation: If you or a covered traveler are injured or become ill 100+ miles from home, you may be covered for emergency medical services and transportation, up to $100,000.
• Roadside Assistance: Get help with towing, battery jumps, flat tires, lockouts, or fuel delivery, up to $50 per incident, up to 4 times per year.
• Emergency Medical & Dental Coverage: If you or an immediate family member get sick or injured 100+ miles from home while traveling, you may be reimbursed up to $2,500 for medical expenses (subject to a $50 deductible).

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
• Cell Phone Protection: Get up to $1,000 of protection against damage or theft (three claims per year, $100 deductible) when you pay your monthly cell phone bill with your eligible card.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.
• Return Protection: Reimburses for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,000 per year.

Exclusive Offers

• Visa Infinite Concierge Service: Get assistance with dinner reservations, Broadway shows, concert tickets, and sporting events.

Additional Features

• Pay-in-Full Card with Built-In Flexibility: Get the buying power you need to cover large purchases, unexpected expenses, and business growth. The Sapphire Reserve® for Business offers two ways to use your credit line: Pay in Full and Flex for Business. Pay-in-Full balances must be paid each month, while Flex for Business balances can be carried over time with interest. Purchases are automatically applied to Flex for Business until its limit is reached, after which additional purchases go to your Pay-in-Full balance.

$120,000 Spend Benefits

As the primary cardmember, you’ll unlock the exclusive benefits below after spending $120,000 on your eligible Sapphire card within a calendar year:

• IHG One Rewards Diamond Elite Status: Automatically receive Diamond Elite status with IHG One Rewards for the remainder of the year you qualify and through the following calendar year.
• $500 Credit for The Shops at Chase:: Earn up to $500 in statement credits for purchases at The Shops at Chase. Credits apply automatically through the end of the year you qualify and the following calendar year.
• $500 Southwest Airlines Chase Travel Credit: Get up to $500 in statement credits for Southwest Airlines purchases made through Chase Travel. Valid for the remainder of the year you qualify and the following calendar year.
• Southwest Airlines Rapid Rewards A-List Status: Enjoy A-List status with Southwest Airlines for the rest of the calendar year you qualify and through the end of the following year.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn a $300 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Travel purchased through Chase Travel℠.
• 3% Cashback Categories:
  • 3% Cashback on Drugstore Purchases.
  • 3% Cashback on Dining, including takeout and eligible delivery services.
• 1.5% Cashback on All Other Purchases.

Partner Benefits

• DoorDash DashPass Membership: Enjoy 6 months of complimentary DashPass for DoorDash and Caviar, with $0 delivery fees and reduced service fees on eligible orders. Activate by December 31, 2027; enrollment auto-renews at the standard rate.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.
• 2% Cashback on Lyft: Earn 2% cashback on Lyft rides through September 30, 2027.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.24% - 27.74% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $5 or 3% of the transfer amount, whichever is greater, for balance transfers made within the first 60 days.
• Regular Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater, for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: 3% of each purchase transaction in U.S. dollars.

Travel Benefits

• Auto Rental Coverage: Get reimbursement for theft and collision damage when you decline the rental company’s coverage and pay in full with your card. Coverage is secondary in the U.S. to your personal insurance.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $1,500 per person and $6,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Travel & Emergency Assistance: Get access to legal, medical, and other emergency assistance services while traveling. (You are responsible for the cost of any goods or services obtained.)

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Chase Offers: Activate personalized deals from popular merchants and earn automatic cash back when you use your eligible Chase card.

Additional Features

• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• 24/7 Fraud Monitoring: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Spend Instantly: Add your new Chase credit card to a digital wallet and start using it right away, no need to wait for the physical card to arrive.
• Chase Credit Journey®: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Prime Membership Required for highest rewards: You need an active Amazon Prime membership to apply for the Prime Visa and earn its highest reward rates.

Welcome Offer

Get a $150 Amazon gift card instantly upon approval.

Rewards

• 5% Cashback Categories (with an eligible Prime membership):
  • 5% Cashback at Amazon.com and Amazon Fresh.
  • 5% Cashback at Whole Foods Market.
  • 5% Cashback at Audible.com.
  • 5% Cashback on Chase Travel purchases.
• 2% Cashback Categories:
  • 2% Cashback at Restaurants.
  • 2% Cashback at Gas Stations.
  • 2% Cashback on Local Transit and Commuting.
• 1% Cashback on All Other Purchases.

Redemption Options

• Redeem rewards for cash, gift cards, travel, or purchases at Amazon.com.
• Points post and can be redeemed as soon as the next day.

Fees and APR

• Annual Fee: $0.
• Regular APR: 18.74% - 27.49% Variable APR.
• Balance Transfer Fees: $5 or 4% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Travel Benefits

• Visa Signature® Experiences: Enjoy Luxury Hotel Collection and Concierge Services.
• Travel benefits: Includes Auto Rental Collision Damage Waiver, Roadside Assistance, Travel and Emergency Assistance Services, Travel Accident Insurance, Baggage Delay Insurance, and Lost Luggage Reimbursement.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: Extends warranty coverage by one additional year on original eligible warranties of three years or less.

Exclusive Offers

• Prime Exclusive Offers: Earn 10% or more on a rotating selection of items and categories at Amazon with an eligible Prime membership.
• Chase Offers: Access great deals in the Chase Mobile app and at chase.com with no coupons, codes, or vouchers required.

Additional Features

• Get it Now, Pay over Time: Enjoy 0% intro APR for 6-12 months on eligible Amazon purchases of $50 or more or at eligible retailers with Amazon Pay. Note: you won’t earn rewards if you choose equal monthly payments at checkout.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Zero liability protection, fraud protection, automatic account alerts, 24/7 customer service, contactless checkout, compatibility with digital wallets, free credit score and identity monitoring with Credit Journey®, and chip-enabled for enhanced security.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Don’t have Amazon Prime?

• The Amazon Visa card is a good option for occasional Amazon shoppers who prefer not to pay for full Prime membership. For frequent Amazon or Whole Foods purchases, the Prime Visa generally provides better overall value. 👉 Check Amazon Visa card details.

Welcome Offer

• Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
• 5% Cashback on Capital One Entertainment purchases.
• 1.5% Unlimited Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 15 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 15 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
• Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
• Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
• Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® status just for being cardholder. Skip the rental counter at selected locations, get access to a wider range of vehicle, and enjoy faster service and special upgrades when available.

Travel Benefits

• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.

Purchase Protections

• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
• Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
• Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
• CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Emergency card replacement.
• Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.
• 24/7 Customer Service: Get help anytime with round-the-clock customer support whenever you need it.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
• Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Welcome Offer

• Earn 400,000 bonus miles total: Get 200,000 miles after spending $30,000 in the first 3 months, plus an additional 200,000 miles after spending $150,000 in the first 6 months.

Rewards

• 10x Miles on Hotels and Rental Cars booked through Capital One Business Travel.
• 5x Miles on Flights and Vacation Rentals booked through Capital One Business Travel.
• 2x Miles on All Other Purchases.
• Annual Bonus: Earn 10,000 bonus miles every year starting on your first card anniversary.

Lounge Access

• Priority Pass™: Cardholders receive a Priority Pass™ membership with access to more than 1,300 participating airport lounges worldwide on a pay-per-visit basis.
• Capital One Lounge Access: Relax at Capital One Lounges with all-inclusive amenities like wellness and workspaces, high-speed Wi-Fi, and locally inspired food you can enjoy in the lounge or grab to go.

Redemption Options

• Redeem miles for flights, hotels, vacation rentals, and more, with no blackout dates or redemption restrictions.
• 1:1 Mile Transfer: Transfer your miles to top airline and hotel loyalty programs at a 1:1 value.

Fees and APR

• Annual Fee: $395.
• Your balance must be paid in full every month, as this card does not allow carrying a balance.
• Foreign Transaction Fee: None.

Business Perks

• Free Employee Cards: Issue employee cards at no extra cost and earn rewards on their purchases while keeping spending easy to track.
• Spend Limits: Set custom spending limits for employee cards and view transactions as soon as they post.
• Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
• Flexible Spend Capacity: This card has no preset spending limit and adjusts based on your spending patterns, payment history, and credit profile.
• Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
• Year-End Summaries: Get an itemized report of your spending to make budgeting and tax time easier.
• Account Managers: Assign account managers to make purchases and payments, review transactions, and help resolve issues.
• Purchase Records: Easily and securely download your purchase records in multiple formats, including Quicken®, QuickBooks®, and Excel®.
• Transaction Details: Stay on top of your spending with detailed merchant information like addresses, logos, phone numbers, and maps when available.
• Recurring Transactions: Easily view a list of merchants that charge your business card each month, such as subscriptions and recurring bills.
• Capital One Business Travel: Manage business travel in one place by adding employees and setting travel policies, all through Capital One Business Travel.
• 24/7 Customer Support: Get help from Capital One Business representatives who are specially trained to support business owners and answer your questions.
• Easy Vendor Payments: Manage vendor bills by sending and tracking payments directly from your Capital One Business account. Pay by card or ACH bank transfer from any bank, and choose how your vendors receive payments.

Travel Benefits

• Annual Travel Credit: Get a $300 credit each year for travel booked through Capital One Business Travel.
• Global Entry/TSA PreCheck®: Get up to $120 every four years for the application fee.
• Premier Collection: Upgrade your stays at luxury hotels, resorts, and vacation rentals in the Premier Collection. Enjoy a $100 experience credit and other premium benefits with every booking.
• Hertz President’s Circle® Status: Enjoy top-tier rental car perks just for being a Venture X Business cardholder. Skip the counter at select locations, choose from the widest selection of vehicles, and enjoy faster, more flexible rentals.

Purchase Protections

• Purchase Protection: Covers eligible new purchases against damage or theft.
• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Flexible Payment Options: Choose a payment due date that works for you - whether it’s at the beginning, middle, or end of the month - and decide whether to pay your balance in full or just the minimum due.
• Emergency card replacement and a cash advance.
• Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
• Fraud alerts: Your account is continuously monitored for unusual activity. Potential fraud is blocked, and you’ll be alerted if suspicious transactions are detected.
• Card Lock: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.

Terms and Conditions

Click Apply Now to see the terms and conditions.