Welcome offer

• Earn 140,000 bonus points after spending $3,000 in the first three months. That’s up to 4 nights at IHC hotels and resorts.

Rewards

• Up to 26x Points at IHG® Hotels and Resorts: 10x points for every $1 spent with the IHG One Rewards Premier Card + up to 10x points as an IHG One Rewards member + up to 6x point with Platinum Elite Status, a benefit of being an IHG One Rewards Premier cardmember.
• 5x Points Categories: 
  • 5x Points at Gas Stations.
  • 5x Points on Dining.
  • 5x Points on Travel.
• 3x Points on All Other Purchases.
• Annual Bonus: Earn a $100 statement credit and 10,000 bonus points after spending $20,000 in purchases each calendar year.
• Discount on Points Purchases: Save 20% when you purchase points with your IHG One Rewards Premier credit card.

Partner Benefits

• DashPass Membership (DoorDash & Caviar): Get complimentary DashPass membership (a $120 value for 12 months), which gives you $0 delivery fees and lower service fees on eligible orders. Activate by December 31, 2027 to enjoy at least one year of benefits.
• Up to $10 off Quarterly: DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through December 31, 2027.

Elite Hotel Status

• Platinum Elite Status in IHG One Rewards: Enjoy automatic Platinum Elite status with benefits like room upgrades, late checkout, and bonus points on stays.
• Diamond Elite Status: Spend $40,000 or more in a calendar year and, as the primary cardmember, you’ll earn Diamond Elite Status through December 31 of the following year.

Fees and APR

• Annual Fee: $99.
• Regular APR: 19.24% - 27.74% Variable APR.
• Balance Transfer Fees: $5 or 5% of each transfer amount, whichever is greater.
• Foreign Transaction Fee: None.

Redemption Options

• Redeem rewards for free nights at IHG® Hotels and Resorts, travel, and more.
• Redeem 3 Nights, Get 4th Night Free: Redeem points for a consecutive four-night stay at the same IHG® hotel and get the 4th night free.

Travel Benefits

• Free Night Award Every Year: Enjoy a Free Night Award (valued up to 40,000 points) each calendar year. Certain hotels have resort fees.
• Baggage Delay Insurance: Get reimbursed up to $100 per day for up to 3 days for essential purchases if your baggage is delayed more than 6 hours.
• Lost Luggage Reimbursement: Get up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
• Trip Cancellation & Interruption Insurance: Get reimbursed up to $5,000 per person and $10,000 per trip for prepaid, nonrefundable fares if your trip is canceled or interrupted due to covered reasons like illness or severe weather.
• Global Entry/TSA PreCheck®/NEXUS Fee Credit: Get up to $120 every four years for the application fee.
• Up to $50 United® TravelBank Cash: Receive up to $50 in United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your United Airlines MileagePlus® account.

Purchase Protections

• Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

Exclusive Offers

• Early Access to IHG Reward Night Sales: IHG One Rewards Cardmembers enjoy exclusive early access to Reward Night sales each year.

Additional Features

• Chase Pay Over Time®: Split eligible purchases into fixed monthly payments with no interest, just a fixed monthly fee shown upfront.

Terms and Conditions

• Click Apply Now to see the terms and conditions.

Related Cards

• Business owners: If you’re looking to earn IHG rewards on business expenses, consider the IHG One Rewards Premier Business Credit Card, which offers similar hotel perks plus business-friendly features.