Savor Rewards for Students: 3% Cashback on Dining, Groceries, and Entertainment
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Savor Rewards for Students is a great starter card for students who spend on dining, groceries, entertainment, and streaming and want simple cashback with no annual fee. It offers solid everyday rewards, easy redemption, and helpful credit-building tools, making it an excellent option for students learning to manage credit responsibly. New cardholders can earn a $50 welcome bonus after spending $100 in the first 3 months, and with no foreign transaction fees, it’s also a smart choice for students who travel or study abroad.
Savor Rewards for Students
Apply now
On Capital One's Secure Website
Annual fee:
$0
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.49% - 28.49% Variable APR
Buy Now, Pay Later N/A
N/A
Credit Score
300-669 (Poor/Fair)
Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Additionally, earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.
1% - 8% Cashback
Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.
$50
Exclusively for Students: This card is designed for students enrolled at a four-year university, community college, or another higher education institution.
Welcome Offer
- Earn a $50 bonus after spending $100 in the first 3 months.
Rewards
- 3% Cashback Categories:
- Grocery Stores
- Dining
- Entertainment
- Select Streaming Services
- 8% Cashback on Capital One Entertainment purchases.
- 5% Cashback on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- 1% Cashback on all other purchases.
Redemption Options
- Flexible Redemption: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.
Fees and APR
- Annual Fee: $0.
- Regular APR: 18.49% - 28.49% Variable APR.
- Balance Transfer Fees: 4% of each transfer amount.
- Foreign Transaction Fee: None.
Travel Benefits
- Flight Price Drop Protection: If a flight price drops within 10 days of booking through Capital One Travel, you may receive up to $50 in travel credit.
- Price Match Guarantee: Eligible bookings through Capital One Travel can be price-matched if a lower price is found.
Travel Protections
- Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.
Travel & Emergency Assistance
- Emergency Card Services: 24/7 assistance for emergency card replacement and cash advances if your card is lost or stolen.
Purchase Protections
- Extended Warranty: Get extra warranty protection at no cost on eligible items you purchase with your card.
Lifestyle Perks
- Concierge Service: Get 24/7 concierge assistance for dining, entertainment, and travel requests.
Convenience Features
- Authorized Users: Add authorized users at no cost and earn rewards on their purchases.
- Automatic Credit Line Reviews: Eligible accounts may be periodically reviewed for credit line increases based on eligibility and account history.
Nice Extras
- Capital One Travel: Integrated travel booking portal with price prediction tools.
- Entertainment Access: Capital One Entertainment® (presale ticket access and occasional exclusive events).
- Capital One Dining: Access to select restaurant reservations and curated dining experiences.
- Capital One Café Perk: 50% off handcrafted drinks at Capital One Café locations.
Shopping & Savings
- Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
- Capital One Offers: Targeted merchant offers that may provide statement credits or bonus rewards on qualifying purchases. Offers vary by card and availability.
Additional Features
- Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.
- CreditWise by Capital One: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
Terms and Conditions
- Click Apply Now to see the terms and conditions.
Related Card Options
- Savor Rewards: A better fit for non-students with established credit who want elevated cashback on dining, entertainment, and groceries, plus access to a higher sign-up bonus and additional benefits. 👉 Check Savor Rewards details