Welcome Offer

• Earn a $200 bonus after spending $500 in the first 3 months.

Rewards

• 3% Cashback Categories:
  • 3% Cashback on Grocery Stores.
  • 3% Cashback on Dining.
  • 3% Cashback on Entertainment.
  • 3% Cashback on Select Streaming Services.
• 8% Cashback on Capital One Entertainment purchases.
• 5% Cashback on Hotels, Vacation Rentals, and Rental Cars booked through Capital One Travel.
• 1% Cashback on All Other Purchases.

Redemption Options

• Flexible Redemption Options: Redeem rewards for cash, gift cards, travel, experiences, purchases at Amazon.com, PayPal checkout, and more.

Fees and APR

• Annual Fee: $0.
• 0% Intro APR on Purchases and Balance Transfers: For 12 months from account opening.
• Regular APR: After the introductory period, a variable APR of 18.49% - 28.49% applies to purchases and balance transfers.
• Intro Balance Transfer Fees: $3% of each transferred amount that posts to your account within the first 12 months of account opening.
• Regular Balance Transfer Fees: 4% of each transfer amount for balance transfers made after the introductory period ends.
• Foreign Transaction Fee: None.

Exclusive Offers

• Capital One Travel: Get access to great prices on thousands of travel options, even after you book.
• Capital One Entertainment: Access exclusive experiences like presale tickets, VIP packages, and events for concerts, sports, dining, and more.
• Capital One Dining: Enjoy exclusive reservations at top-rated restaurants and access to unforgettable culinary experiences.
• Capital One Shopping: An online shopping tool that automatically applies available coupon codes to help you save at checkout.
• 50% Off Handcrafted Beverages: Enjoy 50% off all handcrafted drinks every day at any Capital One Café, just show your Capital One card.
• Eno, Your Capital One Assistant: Eno monitors your account 24/7, sends alerts if something looks off, and can answer questions about your account instantly.
• Capital One Offers: Earn exclusive rewards or statement credits when you shop online at thousands of retailers including brands like Adidas, Macy’s, and more.
• Complimentary Concierge Service: Get 24/7 personalized assistance with dining, entertainment, and travel—available every day of the year.
• Hertz Five Star® Status: Enjoy complimentary Hertz Five Star® status just for being cardholder. Skip the rental counter at selected locations, get access to a wider range of vehicle, and enjoy faster service and special upgrades when available.

Travel Benefits

• Flight Price Drop Protection: Enjoy free price drop protection. If your flight fare drops within 10 days of booking through Capital One Travel, you’ll receive up to $50 in travel credit.
• Price Match Guarantee: If you find a better price on the same flight, hotel, or car rental, Capital One Travel will match it.
• Travel Accident Insurance: Get automatic insurance for covered losses at no extra cost when you use your card to purchase your fare.

Purchase Protections

• Extended Warranty Protection: Get extra warranty protection at no cost on eligible items you purchase with your card.

Additional Features

• Emergency card replacement and a cash advance.
• Instant Purchase Notifications: Stay on top of your spending with a push notification every time a purchase is approved on your account.
• Security Alerts: Get notified by text, email, or phone if Capital One detects potential suspicious activity on your account.
• Zero Liability Protection: You won’t be held responsible for unauthorized charges made with your card or account info, just report them promptly.
• CreditWise: A free tool that helps you monitor your credit score, receive alerts, and get personalized tips to improve your credit health.
• Recurring Transactions: Easily view a list of merchants that charge your card each month, such as subscriptions and recurring bills.
• Authorized Users: Add authorized users at no cost to maximize your earning potential.
• 24/7 Customer Service.
• Automatic Payments: Set up AutoPay to pay your balance automatically, so you don’t have to log in and pay manually each month.
• Automatic Credit Line Reviews: Be automatically considered for a higher credit line in as little as six months.
• Account Alerts: Stay on top of your balances, due dates, and transactions with customizable email or text alerts, so you’re always informed and in control.
• Flexible Payment Options: Choose a payment due date that works for you — whether it’s at the beginning, middle, or end of the month.
• Virtual Card Numbers: Make safer online payments without sharing your actual card number with merchants.

Terms and Conditions

Click Apply Now to see the terms and conditions.

Related Card Options

• The Savor Rewards for Students card offers similar elevated cashback on dining, entertainment, and grocery purchases, with student-friendly approval requirements. It is designed for students who want straightforward rewards without an annual fee. 👉 View Savor Rewards for Students card details