Update: Capital One's $100 student card bonus has expired. Both the Savor and Quicksilver Student cards now offer $50 after spending $100 within 3 months, with no annual fee and no foreign transaction fees.

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⚠️ Offer Update – November 4, 2026: The $100 welcome bonus has expired. The limited-time promotion described in this article is no longer available.
Current offer: Both the Capital One Savor Rewards for Students and Capital One Quicksilver Rewards for Students currently offer a $50 cash bonus after spending $100 within the first 3 months, with no annual fee.
Students looking to build credit once had an extra incentive to apply for a Capital One student credit card. For a limited time, new cardholders could earn a $100 cash bonus after spending $300 on purchases within the first 3 months of account opening.
The promotion launched on June 9, 2026 and was available on both the Capital One Savor Rewards for Students and the Capital One Quicksilver Rewards for Students. It doubled the previous $50 welcome bonus, although it also increased the spending requirement from $100 to $300.
That $100 promotion has since ended, and both cards have returned to their previous offer of $50 after spending $100 within the first 3 months.
Welcome bonuses on student credit cards are not always generous, making this limited-time $100 promotion particularly appealing. It offered twice the previous $50 bonus, although cardholders had to meet a higher spending requirement of $300 within the first 3 months.
The spending requirement was still relatively manageable for many students, who could potentially meet it through everyday purchases such as groceries, dining, transportation, and school supplies.
The Savor Rewards for Students is a good fit for students who regularly spend on dining, groceries, entertainment, and streaming services. Cardholders earn:
This card may be especially appealing for students who frequently eat out, stream music or video, and shop for groceries.
On Capital One's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.74% - 28.74%
Credit Score
New To Credit
Rewards Earn 3% cashback on grocery stores, dining, entertainment, and select streaming services. Additionally, earn 8% cashback on Capital One entertainment purchases and 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Plus, 1% cashback on all other purchases.
1% - 8% Cashback
Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.
$50
Students who prefer a simple rewards structure may find the Quicksilver Rewards for Students a better fit. It offers:
With a flat cash back rate on everyday purchases, there’s no need to track spending categories or figure out where to use the card to earn bonus rewards.
On Capital One's Secure Website
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
18.74% - 28.74%
Credit Score
New To Credit
Rewards Earn 5% cashback when you book hotels, vacation rentals, and rental cars through Capital One Travel. Additionally, earn 5% cashback on Capital One Entertainment purchases, plus 1.5% cashback on all other purchases.
1.5% - 5% Cashback
Welcome Offer Earn a $50 bonus after spending $100 in the first 3 months.
$50
Both student cards have no annual fee and no foreign transaction fees, making them convenient options for everyday spending, international travel, or studying abroad.
These features can be particularly useful for students opening their first credit card, since they can earn rewards without paying an annual fee or worrying about foreign transaction fees when making purchases abroad.
» LEARN MORE: Explore the Capital One Savor Rewards for Students.
» LEARN MORE: Explore the Capital One Quicksilver Rewards for Students.
The current $50 welcome bonus is smaller than the expired $100 promotion, but it also comes with a lower spending requirement: just $100 within the first 3 months instead of $300.
Both cards remain worth considering for students who want to build credit while earning rewards on everyday purchases. The Savor Rewards for Students offers higher cash back in categories such as dining, groceries, entertainment, and streaming, while the Quicksilver Rewards for Students provides a simpler 1.5% cash back on everyday purchases.
The better choice depends on your spending habits and whether you prefer category-based rewards or a straightforward cash back rate.
Capital One’s limited-time student card promotion once offered a $100 cash bonus after spending $300 within the first 3 months. That offer has expired, and both the Savor Rewards for Students and Quicksilver Rewards for Students now offer $50 after spending $100 within the first 3 months.
Both cards still provide useful everyday rewards, no annual fee, and no foreign transaction fees. The Savor is better suited to students who spend more on dining, groceries, entertainment, and streaming, while the Quicksilver is a good option for those who prefer a simple 1.5% cash back rate on everyday purchases.
Compare the Capital One Savor Rewards for Students and Capital One Quicksilver Rewards for Students to see which card better fits your needs.
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